If my car was struck at my place of employment by another employee in the employers vehicle, can I sue for what insurance doesn’t cover?

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If my car was struck at my place of employment by another employee in the employers vehicle, can I sue for what insurance doesn’t cover?

Their insurance is taking care of most of it.

Asked on July 12, 2015 under Accident Law, Connecticut

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

If the other employee was driving carelessly or negligently, and therefore was at fault in causing the accident, you could sue him, as the at-fault driver, for any amounts not covered by insurance. You could also sue your employer, since  vehicle owner is liable for damages caused by at-fault drivers whom it allows to drive. Of course, if you sue your employer, unless you have a written employment contract protecting your employment, you could be fired (since without a contract, you are an "employee at will," and employees at will may be fired at any time, for any reason), so you need to weigh that risk against what you hope to recover monetarily.


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