Does auto insurance cover a hit and run accident?

Auto insurance does cover a hit and run accident, but not in the same way as a normal accident. In most instances, the driver who causes the accident is responsible for paying for damages through their auto liability insurance coverage. This obviously can't happen when the at-fault driver is unknown. Hit and run auto insurance, then, is really a combination of uninsured/underinsured auto insurance and collision coverage. If you have Personal Injury Protection, that will cover your medical costs if the other driver can't be found.

UPDATED: Oct 2, 2022Fact Checked

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Stewart J. Guss

Personal Injury Lawyer

Stewart J. Guss has been handling catastrophic injury claims nationwide for over 20 years. Stewart is an active member of the Texas Trial Lawyers Association, as well as several other professional organizations. The National Association of Distinguished Counsel ranked him as a top 1% U.S. personal injury attorney, and the National Trial Lawyers listed him as a top 100 trial lawyer. Stewart foun...

Personal Injury Lawyer

UPDATED: Oct 2, 2022

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