Your vehicle was recently declared a total loss after an accident, but it’s still drivable. So the question is: If my car is declared a…→ Read More
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What Is The Difference Between “Split-Limit” Liability Car Coverage And “Single-Limit” Liability Car Coverage?
Split-limit coverage uses three numbers to specify the limits for: bodily injury liability, and property damage liability. The single-limit coverage gives one number that is the maximum coverage for bodily injury and property damage altogether.→ Read More
Yes You are entitled to know why your claim is denied so that you can make an intelligent decision about accepting or challenging the denial→ Read More
The fault for an accident is not always placed squarely on one participant; one party is not necessarily held totally at fault and the other totally blameless.→ Read More
Our Twins Started Driving. We Bought A Car For Them To Share, But The Insurance Company Says We Can’t List Both Of Them On the One Car. Why?
If there is more than 1 young driver in the household, each must be assigned to a car. If there are more drivers than cars, you can say that one of the young drivers is an occasional operator of a car.→ Read More
I Am A Single Parent With A Full-Time Job Outside The Home. I Have Hired A Live In Au Pair/Nanny To Drive The Children To Their Various Activities And Run Errands. Does She Have To Be Added To My Auto Policy? Can She Drive Using Her Own Country’s License?
If your au pair drives your car on a regular basis, you do need to add her to your auto insurance policy. It is recommended that she obtain a US license, but if she is only here for the summer or season there is not much point to doing so.→ Read More