10 Best Auto Insurance Companies That Will Start Policies on Sundays in 2024 (Our Top Providers)
State Farm, Progressive, and Allstate are the best auto insurance companies that will start policies on Sunday, with rates as low as $39/mo. Progressive offers competitive rates, State Farm provides personalized service, and Allstate features accident forgiveness, making them the ideal choice for coverage.
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Mary Martin
Published Legal Expert
Mary Martin has been a legal writer and editor for over 20 years, responsible for ensuring that content is straightforward, correct, and helpful for the consumer. In addition, she worked on writing monthly newsletter columns for media, lawyers, and consumers. Ms. Martin also has experience with internal staff and HR operations. Mary was employed for almost 30 years by the nationwide legal publi...
Published Legal Expert
UPDATED: Oct 1, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: Oct 1, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
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13,128 reviewsCompany Facts
Full Coverage That Starts on Sundays
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
11,413 reviewsCompany Facts
Full Coverage That Starts on Sundays
A.M. Best Rating
Complaint Level
Pros & Cons
11,413 reviewsCheck out State Farm, Progressive, and Allstate, the best auto insurance companies that start policies on Sundays, for rates as low as $39/mo.
If you encounter coverage issues or disputes, knowing when to hire an auto insurance lawyer can be crucial for effectively resolving complicated insurance matters.
Our Top 10 Company Picks: Best Auto Insurance Companies That Will Start Policies on Sundays| Company | Rank | Bundling Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 17% | B | Customer Service | State Farm |
 | #2 | 10% | A+ | Competitive Rates | Progressive |
 | #3 | 25% | A+ | Customized Policies | Allstate |
 | #4 | 20% | A | Insurance Discounts | Farmers |
 | #5 | 20% | A+ | Simple Claims | Nationwide |
 | #6 | 25% | A | Accident Forgiveness | Liberty Mutual |
 | #7 | 10% | A++ | Military Savings | USAA |
 | #8 | 25% | A++ | Online Convenience | Geico |
 | #9 | 13% | A++ | Industry Experience | Travelers |
 | #10 | 25% | A | Costco Members | American Family |
After you learn everything, you can compare multiple insurance companies in your area by entering your ZIP code in the free online quote tool above.
- Some insurers start policies on weekends with an appointment
- Policies may take a few days to activate
- Switch policies to a new vehicle
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#1 – State Farm: Top Overall Pick
Pros
- Excellent Customer Service: State Farm is ranked #1 for customer service, making it a top choice among the best auto insurance companies that will start policies on Sundays.
- Strong Local Presence: With numerous local agents available, State Farm provides personalized service that enhances its reputation among the best.
- Reliable Coverage: Despite having a B A.M. Best rating, State Farm’s comprehensive coverage options make it a reliable choice. Read more at “State Farm Insurance Review.”
Cons
- Higher Premiums: State Farm’s base rates can be higher than some competitors, even with a 17% bundling discount, which might affect its competitiveness.
- Limited Financial Strength: The B A.M. Best rating may raise concerns about financial stability, a factor to consider when evaluating the best auto insurance.
#2 – Progressive: Best for Competitive Rates
Pros
- Competitive Pricing: Ranked #2 for competitive rates, Progressive offers some of the most affordable premiums, making it a top choice among the best.
- High Financial Strength: Progressive’s A+ A.M. Best rating recognizes its strong financial stability. Discover more competitive pricing at “Progressive Insurance Review.”
- Diverse Coverage Options: Offers a range of coverage options that cater to various needs, solidifying its position among the best auto insurance companies that will start policies on Sundays.
Cons
- Rate Increases Post-Claim: Progressive’s rates can increase after a claim, which might be a drawback despite their competitive pricing.
- Mixed Customer Feedback: While rates are competitive, customer reviews on service and claims handling can be mixed, affecting its standing.
#3 –Allstate: Best for Customized Policies
Pros
- Highly Customizable Policies: Allstate offers a wide range of customizable policy options, making it stand out among the best auto insurance companies that will start policies on Sundays.
- Top Financial Stability: With an A+ A.M. Best rating, Allstate is recognized for its financial strength, which enhances its reliability among the best auto insurance companies.
- Comprehensive Coverage Options: Known for providing extensive coverage choices, Allstate caters to diverse needs. Explore more at “Allstate Insurance Review.”
Cons
- Higher Initial Premiums: Allstate’s base premiums can be higher than some competitors, even with a 25% bundling discount, which might affect its appeal.
- Inconsistent Service Quality: Customer service reviews can vary, which might be a consideration despite its strong coverage options and financial stability.
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#4 – Farmers: Best for Insurance Discounts
Pros
- Generous Insurance Discounts: Farmers is ranked #4 for insurance discounts, offering a 20% discount for bundling policies, making it a valuable option.
- Strong Financial Rating: Farmers has an A A.M. Best rating, which recognizes its financial stability and enhances its attractiveness among the best auto insurance companies.
- Innovative Discounts: The Signal app offers additional discounts based on driving behavior, adding value to its offerings among the best auto insurance.
Cons
- Higher Premiums: Farmers’ premiums can be higher than some competitors, even with a 20% bundling discount. Read more about service quality at “Farmers Insurance Review.”
- Service Quality Variability: Customer service experiences can vary by location, which could impact its ranking among the best auto insurance companies.
#5 – Nationwide: Best for Simple Claims
Pros
- Streamlined Claims Process: Nationwide is recognized for its simple and efficient claims process, making it a top choice.
- High Financial Strength: With an A+ A.M. Best rating, Nationwide is noted for its financial stability, which is essential among the best auto insurance companies.
- Comprehensive Coverage Options: Offers a range of coverage options that cater to various needs. Read our article “How do I renew my car insurance policy with Nationwide?.”
Cons
- Potentially Higher Rates: Rates may be higher for some drivers than other insurers, even with a 20% bundling discount.
- Mixed Customer Service Reviews: Feedback on customer service and claims handling can be varied, which might impact its standing.
#6 – Liberty Mutual: Best for Accident Forgiveness
Pros
- Accident Forgiveness Benefit: Liberty Mutual offers accident forgiveness, which can be a significant advantage for policyholders. Discover more at “Liberty Mutual Insurance Review.”
- Strong Financial Stability: Liberty Mutual’s A A.M. Best rating recognizes its financial strength, enhancing its reliability.
- Diverse Policy Options: Provides a range of policy options that cater to various needs, making it a valuable option among the best auto insurance.
Cons
- Higher Premiums: Liberty Mutual’s premiums can be more expensive than some competitors, even with a 25% bundling discount.
- Complex Pricing Structure: The discount and pricing structure can be complicated, which might be a consideration when choosing the best auto insurance.
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#7 – USAA: Best for Military Savings
Pros
- Exclusive Military Discounts: USAA offers specialized discounts for military members, making it a top choice among the best auto insurance companies.
- Exceptional Financial Strength: With an A++ A.M. Best rating, USAA is noted for its strong financial stability, which is crucial among the best.
- Excellent Customer Service: USAA is highly rated among the best auto insurance companies because of its outstanding customer service. Discover more at “USAA Insurance Review.”
Cons
- Limited Eligibility: It is available only to military members and their families, which limits its reach among the best auto insurance companies.
- Higher Premiums for Non-Military: Rates may not be as competitive for non-military customers, even with a 10% bundling discount.
#8 – Geico: Best for Online Convenience
Pros
- User-Friendly Online Tools: Geico is ranked #8 for online convenience, providing easy-to-use tools for managing policies and getting quotes.
- Competitive Rates: Geico remains a strong contender, known for offering competitive rates and having some of the lowest premiums in the industry.
- Top Financial Rating: Holds an A++ A.M. Best rating, ensuring reliability among the best auto insurance companies that will start policies on Sundays.
Cons
- Limited In-Person Support: Geico’s focus on online services can limit options for in-person support, which might be a drawback. Explore more at “Geico Insurance Review.”
- Claims Handling Issues: Some customers report issues with claims processing, which could affect its reputation as one of the best auto insurance companies.
#9 – Travelers: Best for Industry Experience
Pros
- Extensive Industry Experience: Travelers is ranked #9 for industry experience, bringing valuable knowledge and reliability.
- Flexible Coverage Options: Travelers offers a wide range of customizable coverage options, which enhances its appeal. Explore more in our article “How can I pay my Travelers insurance premium?“
- High Financial Stability: With an A++ A.M. Best rating, Travelers is recognized for its financial strength, which adds to its reliability among the best auto insurance companies.
Cons
- Customer Service Variability: Experiences with customer service can vary, which might impact its ranking among the best auto insurance companies.
- Higher Deductibles: Travelers may require higher deductibles for some policies, which could be a drawback for those considering the best auto insurance.
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#10 – American Family: Best for Costco Members
Pros
- Discounts for Costco Members: American Family offers exceptional discounts for Costco members, making it a top choice. Read and learn more at “American Family Insurance Review.”
- Solid Financial Rating: With an A A.M. Best rating, American Family is noted for its financial stability, ensuring reliability among the best.
- Comprehensive Coverage Options: Provides a wide range of coverage options, catering to various needs, which is advantageous among the best auto insurance.
Cons
- Limited Availability: Not available in all states, which might limit its reach among the best auto insurance companies that will start policies on Sundays.
- Potentially Higher Premiums: Rates may be higher for some drivers than other insurers, even with a 25% bundling discount.
Best Auto Insurance Companies That Will Start Policies on Sunday
Some of the best car insurance companies start policies any day of the week, but some departments may not be available.
Policies Start on Sundays Car Insurance Monthly Rates by Provider & Coverage Level| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $54 | $138 |
| $47 | $123 |
| $46 | $126 |
| $44 | $120 |
| $53 | $136 |
| $48 | $121 |
| $51 | $133 |
| $42 | $117 |
| $49 | $127 |
| $39 | $114 |
However, we found auto insurance companies that are open on Sundays. Let’s examine the information below to see which auto insurance companies are open on Saturdays and Sundays:
Policies Start on Sundays Standard Hours of Operation for Car Insurance by Provider| Companies | Monday thru Friday Hours | Saturday Hours | Sunday Hours | Corporate Phone Number |
|---|---|---|---|---|
 | 9:00 AM to 5:00 PM | 9:00 AM to 5:00 PM | Closed | 888-244-6163 |
 | 7:00 AM to 10:00 PM | 7:00 AM to 3:30 PM | 7:00 AM to 3:30 PM | 800-222-4357 |
| 8:00 AM to 5:00 PM | Closed | Closed | 800-255-7828 |
| 9:00 AM to 5:00 PM | By Appointment | By Appointment | 800-692-6326 |
 | 8:30 AM to 5:00 PM | Closed | Closed | 800-535-2001 |
 | 8:00 AM to 5:00 PM | Closed | Closed | 800-242-6422 |
 | 9:00 AM to 5:00 PM | Closed | Closed | 866-268-6879 |
| 9:00 AM to 5:00 PM | By Appointment | Closed | 888-327-6335 |
| 9:00 AM to 5:00 PM | By Appointment | By Appointment | 800-861-8380 |
| 8:30 AM to 5:00 PM | Closed | Closed | 800-837-5254 |
 | 9:00 AM to 5:00 PM | Closed | Closed | 800-422-4272 |
| 9:00 AM to 5:00 PM | By Appointment | By Appointment | 877-669-6877 |
| 7:00 AM to 7:00 PM | Closed | Closed | 800-776-4737 |
 | 8:00 AM to 8:00 PM | 9:00 AM to 6:00 PM | Closed | 800-723-3288 |
 | 9:00 AM to 5:00 PM | Closed | Closed | 800-332-3226 |
| 9:00 AM to 5:00 PM | By Appointment | By Appointment | 800-782-8332 |
 | 8:30 AM to 5:30 PM | 9:00 AM to 1:00 PM | Closed | 844-328-0306 |
 | 9:30 AM to 5:00 PM | By Appointment | By Appointment | 800-628-0250 |
 | 9:00 AM to 5:00 PM | Closed | Closed | 800-423-6789 |
| 8:00 AM to 5:00 PM | Closed | Closed | 800-252-4633 |
| 7:00 AM to 7:00 PM | 8:00 AM to 4:30 PM | Closed | 800-531-8722 |
AAA Insurance is the only auto insurance company that’s open on Sunday. American Family, Geico, Nationwide, State Farm, and The Hanover can start policies by appointment on Sunday.
If you need to navigate starting or managing your policy, understanding how to file a car accident claim is essential for smooth claims processing and timely resolution.
Buy Auto Insurance on the Weekend
Buying a vehicle on the weekend is more convenient for people who have a busy work schedule during the week. Therefore, car insurance companies keep specific departments open.
Explore your car insurance options by entering your ZIP code below and finding which companies have the lowest rates.
Policies Start on Sunday Car Insurance Discounts by Provider| Insurance Company | Available Discounts |
|---|---|
| Safe Driver, Multi-Policy, Early Signing Discount, Anti-Theft, Sunday Policy Start Discount |
| Loyalty Discount, Steer into Savings, Multi-Vehicle, Defensive Driving, Sunday Start Bonus |
| Signal App Discount, Good Student, Multi-Car, Safe Driver, Weekend Policy Activation Discount |
| Good Driver, Military, Multi-Policy, Emergency Deployment, Sunday Start Discount |
| RightTrack, Multi-Policy, Vehicle Safety Features, Accident-Free, Sunday Start Incentive |
| SmartRide, SmartMiles, Multi-Policy, Paperless Billing, Weekend Activation Discount |
| Snapshot, Multi-Policy, Continuous Insurance, Good Student, Sunday Policy Start Discount |
| Drive Safe & Save, Multi-Line, Good Student, Accident-Free, Sunday Activation Bonus |
| IntelliDrive, Multi-Policy, Hybrid/Electric Vehicle, Homeownership, Sunday Start Discount |
| Safe Driver, Military Installation, Annual Mileage, Family Discount, Sunday Policy Start Benefit |
If you want to purchase a car on Saturday or Sunday, make an appointment to ensure you get the best service. Contact an insurance agent earlier in the week to set up an appointment.
Add New Vehicle to Your Current Auto Insurance Policy
Adding a new car to your current auto insurance policy is easier. You won’t need to contact an agent. All you’ll need to do is add your new vehicle to your existing policy.
Remember that drivers with low credit scores will see higher car insurance premiums, so updating your policy promptly can help ensure you’re covered appropriately and avoid potential rate increases.
If you’re selling your car, it’s essential to keep it insured until you’ve sold it to the buyer. This ensures you’re protected against any unexpected incidents during the sales process, much like how long-term care insurance provides ongoing protection for future health needs.
Both types of insurance safeguard against potential risks that could arise unexpectedly.
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Auto Insurance Grace Periods
Grace periods are part of car insurance payments. An auto insurance company can give you at least seven days after the due date to make a payment on your monthly auto insurance bill.
According to the Legal Information Institute, grace periods are extended when the last day of the grace period falls on a weekend day or holiday. Failing to make a payment after the grace period may result in the cancellation of your auto insurance policy.
If your policy lapses, you may wonder, “Is full coverage full?.” You may lose the extensive protection that full coverage is meant to provide, leaving you exposed to various risks on the road.
Auto Insurance Companies That Will Start Policies on Sunday: The Bottom Line
Technically, you can start a policy on Saturday and Sunday, but it may not show as fully active until Monday or Wednesday.
Adding a car to your auto insurance policy won’t require an agent. But if you insist on shopping for a new car insurance policy on Sunday, it may be complicated to start a policy.
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Contact an auto insurance agent and see if you can schedule an appointment on Sunday, but make sure you do it early in the week. Agents can help you with understanding your car insurance policy.
Now that you know about the best auto insurance companies that will start policies on Sunday, enter your ZIP code into our free comparison tool to compare multiple companies near you.
Frequently Asked Questions
Which auto insurance coverage is required for new and used cars?
Full coverage car insurance is required for new and used vehicles financed through a dealership or lender.
Can I get auto insurance on the weekend?
Yes, you can. Call your car insurance company and add the new vehicle over the phone if you already have an insurance policy. Have the policy number and the new car’s VIN ready to go.
Our free comparison tool makes it easy to stick to your business insurance budget. Enter your ZIP code below to get started.
Are auto insurance companies closed on holidays?
Some car insurance companies are closed on holidays. Insurance companies also recognize federal holidays like Martin Luther King’s Birthday, Memorial Day, and Independence Day.
It’s also important to be aware of the car insurance requirements in Wyoming. Understanding these requirements can help you stay compliant, especially if you must make policy changes around holiday schedules.
What are the best auto insurance companies that will start policies on Sundays?
Some of the best auto insurance companies that will start policies on Sundays include AAA Insurance, which is open on Sundays, and American Family, Geico, Nationwide, State Farm, and The Hanover, which can start policies by appointment on Sundays.
How do I know when to hire an auto insurance lawyer?
Knowing when to hire an auto insurance lawyer is crucial if you encounter disputes with your insurer, face complex coverage issues, or need legal assistance to resolve claims or policy denials.
Consulting a lawyer can help you navigate these complicated matters effectively. To find affordable options for commercial insurance, enter your ZIP code below into our free comparison tool.
How do I file a car accident claim?
To file a car accident claim, you should gather all relevant information from the accident, including police reports and photos of damages, contact your insurance provider, and follow their specific procedures for filing a claim.
Accurate and detailed information is essential to ensure a smooth claims process. This is particularly important when addressing specific incidents, such as whether your policy covers unique situations like flood damage.
You might ask, “Does auto insurance cover flood damage after a disaster?.” Understanding your coverage can significantly affect how your claim is handled.
What should I do with low credit scores and high car insurance premiums?
Drivers with low credit scores will see higher car insurance premiums. To manage this, consider improving your credit score, shopping around for insurance quotes, and looking for providers that offer discounts or incentives for maintaining good credit.
Can I add or remove coverages in the middle of my auto insurance policy?
You can add or remove coverages in the middle of your auto insurance policy. Contact your insurance provider to discuss the changes you need, and they will guide you through the process and adjust your premiums accordingly.
Use our free quote comparison tool below to find affordable commercial insurance options that meet your needs.
What are grace periods for auto insurance payments?
Grace periods are additional times given by auto insurance companies after your payment due date, typically at least seven days, during which you can make your payment without facing a policy cancellation.
It may be extended if the grace period ends on a weekend or holiday.
This consideration is especially relevant for those eligible for specific policies, such as “Auto Insurance for Active Duty Military and Veterans,” which can offer additional flexibility and benefits when traditional coverage might be impacted by holidays.
Do auto insurance companies cover break-ins?
Yes, many auto insurance policies cover break-ins under comprehensive coverage, which protects against theft, vandalism, and other non-collision-related damages. Check with your insurance provider to confirm that break-ins are covered under your specific policy.
Enter your ZIP code below to compare cheap insurance rates.
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Mary Martin
Published Legal Expert
Mary Martin has been a legal writer and editor for over 20 years, responsible for ensuring that content is straightforward, correct, and helpful for the consumer. In addition, she worked on writing monthly newsletter columns for media, lawyers, and consumers. Ms. Martin also has experience with internal staff and HR operations. Mary was employed for almost 30 years by the nationwide legal publi...
Published Legal Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.