claim rejection chances for second hand car if RC transferred and insurance is still in the fist owners name

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Feb 24, 2012

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Insurance Question from Bolingbrook, IL

Asked on 02/24/2012

claim rejection chances for second hand car if RC transferred and insurance is still in the fist owners name HI there, I had Bought a second hand car last month it was my dealers responsibility to get the name transfer done 11 of feb my car met with an accident on feb 11th unfortunately my RC has been transferred to my name on 02 of FEb but the policy is still in the first owners name will i get my claim

Answer given on February 25, 2012

If your car was involved in a claim for an accident, the car dealer is resposible to transfer the title. However, you must get the insurance placed on the new car. You are expected to call your insurance agent to put the insurance in force. If you are replacing a car, then you have 10-15 days to call your insurance agent. If it is a new car, you have 10-15 days to call the agent, and the insurance on the existing car will match the new car. However, you have to call your agent or broker. It is not the responsibility of the car dealer to get the insurance placed. While the car dealer should have told you about what was needed to be done, it is not their responsibility, as you should know that you need to call your insurance agent if you buy a new dar.

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