Advanced safety features in your Cadillac significantly influence your car insurance rates. Modern Cadillacs are equipped with state-of-the-art technologies such as automatic emergency braking, lane departure warning, and adaptive cruise control.
Cheap Cadillac Car Insurance in 2024 (Save Money With These 10 Companies)
The leading providers of cheap Cadillac car insurance are Progressive, AAA, and State Farm, with monthly rates starting at $58. These providers lead the market by combining affordable rates with comprehensive coverage, making them the top choices for Cadillac car insurance that balances cost and quality.
UPDATED: Sep 27, 2024Fact Checked
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Mary Martin
Published Legal Expert
Mary Martin has been a legal writer and editor for over 20 years, responsible for ensuring that content is straightforward, correct, and helpful for the consumer. In addition, she worked on writing monthly newsletter columns for media, lawyers, and consumers. Ms. Martin also has experience with internal staff and HR operations. Mary was employed for almost 30 years by the nationwide legal publi...
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UPDATED: Sep 27, 2024
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We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: Sep 27, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
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UPDATED: Sep 27, 2024Fact Checked
2nd Cheapest for Cadillac: AAA
2,934 reviewsCompany Facts
Min. Coverage for Cadillac
$64/mo
A.M. Best Rating
A
Complaint Level
Low
Pros & Cons
2,934 reviews3rd Cheapest for Cadillac: State Farm
17,759 reviewsCompany Facts
Min. Coverage for Cadillac
$67/mo
A.M. Best Rating
B
Complaint Level
Low
Pros & Cons
17,759 reviewsThe top picks for cheap Cadillac car insurance are Progressive, AAA, and Stat Farm. Progressive has the most competitive rates starting at just $58 per month.
The top three companies excel in providing high-quality Cadillac car insurance at budget-friendly prices, but all of these providers have competitive rates and unique perks for luxury cars.
Our Top 10 Company Picks: Cheap Cadillac Car Insurance| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $58 | A+ | Tight Budgets | Progressive |
 | #2 | $64 | A | Roadside Assistance | AAA |
 | #3 | $67 | B | Customer Service | State Farm |
 | #4 | $71 | A+ | Local Agents | Allstate |
 | #5 | $73 | A++ | Bundling Policies | Travelers |
 | #6 | $77 | A | Affinity Discounts | Liberty Mutual |
 | #7 | $81 | A | Safe Drivers | Farmers |
 | #8 | $86 | A++ | Coverage Flexibility | Auto-Owners |
 | #9 | $92 | A+ | Dividend Policies | Amica |
 | #10 | $97 | A+ | Organization Discount | The Hartford |
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Choosing any of these top providers ensures you get great value without compromising on coverage. Keep reading to compare Cadillac insurance costs, or find cheap car insurance quotes now by entering your ZIP code above.
Overview
- Progressive offers cheap Cadillac car insurance at $58/month
- AAA and State Farm provides affordable Cadillac car insurance coverage
- Balance cost with minimum or full coverage options
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#1 – Progressive: Top Overall Pick
Pros
- Affordable rates: Starting at $58 per month, Progressive offers the most budget-friendly option for Cadillac car insurance, making it ideal for those looking to minimize their expenses.
- Wide range of coverage options: Progressive includes comprehensive, collision, and liability coverage, catering to various Cadillac owners’ needs for a customized insurance plan.
- Discount opportunities: Provides several discounts, such as bundling policies and safe driver rewards, which help Cadillac drivers reduce their premiums and save money.
- Strong financial stability: Holding an A+ rating from A.M. Best ensures that Progressive offers reliable financial support and security for Cadillac policyholders. Read more through our Progressive review.
Cons
- Limited local agent presence: Progressive relies more on online services and lacks a significant network of local agents, which may not suit Cadillac owners who prefer face-to-face assistance.
- Higher premiums for high-risk drivers: Cadillac drivers with violations may face significantly increased rates, making insurance more expensive for those with less favorable driving records.
- Customer service variability: Online reviews indicate mixed feedback regarding Progressive’s customer service quality, which might affect Cadillac car insurance policyholders seeking consistent support.
#2 – AAA: Best for Roadside Assistance
Pros
- Roadside assistance benefits: AAA offers comprehensive roadside assistance providing valuable support for Cadillac owners in case of emergencies such as breakdowns or flat tires.
- Affordable minimum coverage: Starting at $64 per month, AAA provides competitive rates for basic Cadillac car insurance coverage, making it a cost-effective option for essential protection.
- Discounts for bundling: Members who bundle their Cadillac insurance with AAA’s other services can enjoy significant savings, benefiting from combined policy discounts and lower overall costs.
- Strong reputation: With an A rating from A.M. Best, AAA demonstrates financial reliability and stability, ensuring Cadillac policyholders receive dependable coverage and support.
Cons
- Membership requirement: AAA insurance is typically available only to members, which adds to the overall cost for Cadillac owners by requiring an additional membership fee.
- Higher premiums for full coverage: Cadillac drivers seeking full coverage may find that AAA’s premiums are higher compared to other providers, potentially increasing their overall insurance costs.
- Limited availability: Not all AAA services are available everywhere, limiting Cadillac car insurance access in some areas. Obtain further insights from our AAA insurance review.
#3 – State Farm: Best for Customer Service
Pros
- Excellent customer service: State Farm is known for its outstanding customer service providing reliable support for Cadillac policyholders who value personalized assistance.
- Competitive pricing: State Farm offers Cadillac car insurance from $67 per month, balancing affordability and quality service.
- Local agents available: State Farm’s extensive network of local agents offers personalized, face-to-face service, which many Cadillac owners prefer over online-only options.
- Discount options: Provides a variety of discounts for safe drivers, good students, and those who bundle policies, helping Cadillac drivers reduce their insurance premiums effectively.
Cons
- B rating from A.M. Best: State Farm’s B rating is lower compared to some competitors, which may raise concerns about its financial strength and stability for Cadillac policyholders.
- Limited digital tools: Mobile apps are less user-friendly than those of competitors, potentially impacting Cadillac drivers’ ability to manage their policies online.
- Rates may increase post-claim: Cadillac drivers face higher premiums after filing claims, leading to unexpected costs. Read more through our State Farm insurance review.
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#4 – Allstate: Best for Local Agents
Pros
- Accessible local agents: Allstate excels in providing personalized service through its network of local agents, which is particularly beneficial for Cadillac owners who prefer direct, face-to-face interactions.
- High financial strength: With an A+ rating from A.M. Best, Allstate ensures financial security and stability, offering peace of mind to Cadillac policyholders.
- Great discounts: Allstate offers a variety of discounts, including bundling, safe driving, and good student discounts, which help Cadillac drivers save on their premiums.
- Innovative digital tools: Allstate’s mobile app and online tools are well-rated for managing policies and claims, making it convenient for Cadillac policyholders to handle their insurance needs on the go.
Cons
- Higher base rates: Starting at $71 per month, Allstate’s premiums are higher than some competitors, potentially making it a more expensive option for Cadillac car insurance.
- Premiums can vary by location: Rates may differ significantly depending on the state, which can impact Cadillac drivers’ overall insurance costs based on their location.
- Slow claims process: Some customers have reported delays in claims approval and processing, which can affect Cadillac policyholders. Find out more by reading our article Allstate auto insurance review.
#5 – Travelers: Best for Bundling Policies
Pros
- Excellent bundling options: Travelers offers substantial savings when bundling home and car insurance policies, which can significantly reduce costs for Cadillac drivers seeking comprehensive coverage.
- Strong financial rating: With an A++ rating from A.M. Best, Travelers demonstrates exceptional financial stability and reliability, ensuring robust support for Cadillac policyholders.
- Flexible coverage: Provides a variety of coverage options that can be customized to meet the specific needs of Cadillac owners. Learn more in our how can I pay my Travelers insurance premium?
- Competitive full coverage rates: Full coverage starts at $73 per month, providing good value and comprehensive protection for Cadillac car insurance.
Cons
- Less competitive minimum coverage rates: Minimum coverage rates are slightly higher than some competitors, which might be less attractive for Cadillac drivers seeking basic insurance at a lower cost.
- Fewer discounts: Compared to other providers, Travelers offers fewer discounts, particularly for affinity groups, which may limit savings opportunities for Cadillac policyholders.
- Limited roadside assistance: Travelers’ roadside assistance is less comprehensive than providers like AAA, offering Cadillac drivers less support in emergencies.
#6 – Liberty Mutual: Best for Affinity Discounts
Pros
- Affinity group discounts: Liberty Mutual offers unique discounts for members of certain organizations, making coverage more affordable for Cadillac owners who belong to these groups.
- Flexible policy options: Provides a range of customizable coverage plans that can be tailored to meet the specific needs of Cadillac policyholders.
- Good customer service: Generally known for responsive and effective customer service, ensuring Cadillac drivers receive timely assistance and support.
- A-rated financial stability: Liberty Mutual’s A rating from A.M. Best reflects solid financial health, providing confidence in their ability to support Cadillac car insurance needs.
Cons
- Higher premiums for full coverage: Full coverage starts at $148 per month, which is among the higher premiums for Cadillac car insurance, potentially increasing costs for policyholders.
- Fewer agent locations: Primarily operates online, which may not suit Cadillac drivers who prefer in-person service. Deepen your understanding with our Liberty Mutual insurance review.
- Discounts not as comprehensive: While affinity discounts are available, other discount options are somewhat limited compared to larger providers, affecting potential savings for Cadillac owners.
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#7 – Farmers: Best for Safe Drivers
Pros
- Ideal for safe drivers: Farmers offers substantial discounts for Cadillac drivers with a clean driving record, making it a great choice for those who maintain safe driving habits.
- Multiple coverage options: Includes flexible coverage plans such as liability, comprehensive, and collision, catering to various Cadillac owners’ insurance needs.
- Strong financial backing: Rated A by A.M. Best, Farmers demonstrates financial reliability, providing secure coverage for Cadillac policyholders.
- Experienced agents: Farmers has a network of knowledgeable local agents who provide personalized service and support for Cadillac drivers.
Cons
- Higher base rates: With premiums starting at $81 per month, Farmers is more expensive for minimum coverage compared to some other providers for Cadillac car insurance.
- Limited discounts: Offers fewer discount opportunities than some competitors, potentially limiting savings for Cadillac policyholders. For additional insights, refer to our Farmers insurance review.
- Website usability issues: Some customers have reported that Farmers’ website can be challenging to navigate, which may be inconvenient for Cadillac drivers managing their policies online.
#8 – Auto-Owners: Best for Coverage Flexibility
Pros
- Great for flexible coverage: Auto-Owners offers a wide range of coverage plans that can be customized to suit the needs of Cadillac owners, providing tailored insurance solutions.
- Strong financial stability: Holds an A++ rating from A.M. Best, indicating exceptional financial reliability and security for Cadillac policyholders.
- Good customer service: Known for responsive and helpful customer service, ensuring Cadillac drivers receive effective support. Access the complete picture in our Auto-Owners insurance review.
- Available discounts: Provides discounts for safe driving, bundling, and other common categories, helping Cadillac drivers reduce their insurance costs.
Cons
- Higher premiums: Starting at $86 per month, Auto-Owners’ rates are on the higher end for minimum coverage, which may be less attractive for budget-conscious Cadillac drivers.
- Limited digital tools: The absence of a comprehensive mobile app can make policy management less convenient for Cadillac car insurance policyholders who prefer online solutions.
- Fewer options for roadside assistance: Auto-Owners may offer less extensive roadside assistance compared to competitors, which could affect Cadillac drivers’ support during emergencies.
#9 – Amica: Best for Dividend Policies
Pros
- Dividend opportunities: Amica offers dividend policies, allowing Cadillac drivers to potentially receive money back based on their claim history and overall risk, which can lead to cost savings over time.
- Solid financial rating: With an A+ rating from A.M. Best, Amica provides reliable financial stability, giving Cadillac policyholders confidence in their insurer’s ability to handle claims.
- High customer satisfaction: Amica is frequently praised for its excellent customer service and satisfaction rates, ensuring a positive experience for Cadillac car insurance policyholders.
- Comprehensive coverage options: Offers a range of coverage options, including comprehensive and collision, tailored to the needs of Cadillac drivers.
Cons
- Higher rates for younger drivers: Cadillac drivers under the age of 25 may experience higher premiums with Amica, potentially making it a less economical option for younger policyholders.
- Limited local agent network: Amica primarily operates online, which may not be ideal for Cadillac owners who prefer in-person service and support from local agents.
- Claims process can be slow: Some customers have reported slower claims processing times, affecting Cadillac policyholders’ ability to receive timely support. Read more through our Amica insurance review.
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#10 – The Hartford: Best for Organization Discounts
Pros
- Organization discounts: The Hartford offers discounts to members of various organizations, making Cadillac car insurance more affordable for those affiliated with these groups.
- Strong financial rating: With an A+ rating from A.M. Best, The Hartford demonstrates excellent financial stability, ensuring reliable support for Cadillac policyholders.
- Comprehensive coverage: Provides a wide range of coverage options that can be tailored to the needs of Cadillac drivers, ensuring comprehensive protection.
- Good customer service: Known for excellent customer service and support, it’s a reliable choice for Cadillac car insurance. Learn more in our The Hartford offer enhanced rental car coverage.
Cons
- Higher premiums: Starting at $97 per month, The Hartford’s rates are higher compared to some competitors, which may be a concern for budget-conscious Cadillac drivers.
- Limited availability of discounts: While organization discounts are offered, other discount options may be less comprehensive compared to other providers, potentially limiting savings for Cadillac owners.
- Potential for slow claims processing: Some customers have reported delays in claims processing, which could impact Cadillac policyholders’ ability to receive timely assistance.
Finding Cheap Cadillac Car Insurance: A Guide to Coverage Options and Rates
When comparing Cadillac car insurance, it’s essential to balance affordability and protection by evaluating minimum versus full coverage, including new car replacement insurance coverage. Minimum coverage meets legal requirements but offers limited protection, while full coverage extends to options like collision, comprehensive, and new car replacement insurance, which is ideal for new Cadillac owners.
Cadillac Car Insurance Monthly Rates by Provider & Coverage Level| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $64 | $121 |
| $71 | $137 |
| $92 | $171 |
| $86 | $162 |
| $81 | $153 |
| $77 | $148 |
| $58 | $119 |
| $67 | $129 |
| $97 | $178 |
| $73 | $141 |
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Progressive offers some of the lowest rates, with minimum coverage starting at $58 per month, while full coverage from companies like Amica and The Hartford can range from $171 to $178 per month. Other providers include AAA, with $64 for minimum and $121 for full coverage, and Liberty Mutual, with $77 for minimum and $148 for full coverage.
Progressive offers the best overall Cadillac car insurance with competitive rates starting at just $58 per month.
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While minimum coverage saves money upfront, full coverage—especially with new car replacements—offers better overall protection. Comparing quotes from State Farm, Allstate, and Travelers ensures you find a plan that fits your budget and needs.
Cadillac insurance options range from basic liability to comprehensive policies, and by customizing your plan to include essential features like new car replacement, you can ensure optimal protection at an affordable rate. Ready to find cheaper car insurance coverage? Enter your ZIP code below to begin.
How Safety Tech Can Save You on Cheap Cadillac Car Insurance
These systems enhance driving safety and qualify you for substantial discounts on car insurance, including the best safety features car insurance discounts. Insurers often reward vehicles with these technologies by offering lower premiums, as they reduce the likelihood of accidents, making your Cadillac a less risky option for insurance companies.
When shopping for Cadillac car insurance, highlighting these features can help secure more competitive rates and favorable coverage options, such as new car replacement insurance coverage.
Car Insurance Discounts from the Top Providers for Cadillac| Insurance Company | Available Discounts |
|---|---|
| Multi-policy discount, Safe driver discount, Good student discount, Anti-theft discount, Defensive driving discount, New car discount, Low mileage discount |
| Multi-policy discount, Safe driving bonus, Anti-lock brakes discount, Anti-theft discount, New car discount, Good student discount, Early signing discount |
| Multi-policy discount, Loyalty discount, Anti-theft discount, Good driving discount, Good student discount, Paid-in-full discount, Low mileage discount |
| Multi-policy discount, Safety features discount, Good student discount, Anti-theft discount, Paid-in-full discount, Green vehicle discount, Defensive driving discount |
| Multi-policy discount, Good student discount, Safe driver discount, Anti-theft discount, Signal app discount, Homeowner discount, Professional group discount |
| Multi-policy discount, Good student discount, Newly married discount, Newly retired discount, Safe driver discount, New car replacement discount, Anti-theft discount |
| Multi-policy discount, Safe driver discount, Continuous insurance discount, Good student discount, Anti-theft discount, Online quote discount, Paid-in-full discount |
| Multi-policy discount, Safe driver discount, Good student discount, Anti-theft discount, Vehicle safety discount, Steer Clear discount (for young drivers), Drive Safe & Save discount |
| Multi-policy discount, Driver training discount, Anti-theft discount, Vehicle recovery discount, Good student discount, Bundle & save discount, Paid-in-full discount |
| Multi-policy discount, Safe driver discount, Good student discount, Homeownership discount, Early quote discount, Continuous insurance discount, Green vehicle discount |
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Exploring discounts can lower your insurance costs without sacrificing coverage. Many providers offer multi-policy discounts for bundling Cadillac insurance with home coverage, safe driver discounts, and affinity discounts for certain organizations. Total loss car insurance coverage ensures a fair payout if your vehicle is declared a total loss.
Insurers like AAA, Allstate, Amica, Auto-Owners, Farmers, Liberty Mutual, Progressive, State Farm, The Hartford, and Travelers offer discounts. To find affordable Cadillac car insurance, ask about available discounts when getting quotes. This can lead to savings while ensuring protection. Find cheap car insurance quotes by entering your ZIP code below.
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Claiming Process for Cadillac Car Insurance
When it comes to Cadillac car insurance, understanding the claiming process can make a significant difference in how quickly and efficiently you receive support after an accident.
Following these steps ensures a smoother experience and helps you get back on the road with minimal stress.
- Report the Incident: Immediately contact your insurance provider to report the accident. Provide essential details to start the claims process.
- Document the Damage: Gather all necessary documentation, including photos of the damage, a copy of the police report (if available), and any witness statements.
- Submit the Claim: File your claim through your insurer’s digital platform or by speaking with a claims representative. Ensure that all required information and documents are included for a complete submission.
- Assessment and Evaluation: Your insurer will review the claim and assess the damage. An adjuster may be assigned to evaluate the situation and determine the extent of coverage.
- Receive Settlement and Repair Instructions: After approval, follow the instructions for repairs. Your insurer will process payments or reimburse you for repair costs based on your policy.
Efficiently navigating the Cadillac car insurance claiming process can ease the stress following an accident and ensure you get the support you need. Find out more by reading our article on Auto insurance claims.
Summary: Cadillac Car Insurance Options
Frequently Asked Questions
What is the lowest form of car insurance for a Cadillac?
The lowest form is liability-only coverage, which covers damage to others but not your Cadillac. Progressive offers rates starting at $58 per month for Cadillac models. Look at our how much does Cadillac SRX car insurance cost? for expanded insights.
How much would insurance be for a Cadillac CTS?
Insurance for a Cadillac CTS starts at around $58 per month for minimum coverage, while full coverage can go up to $178 per month depending on the provider. See if you’re getting the best deal on car insurance by entering your ZIP code below.
What is the lowest car insurance group for a Cadillac?
Cadillacs are usually in higher insurance groups due to their luxury status. However, safety features like automatic braking can lower your premium.
What is zero car insurance for a Cadillac?
“Zero car insurance” likely refers to zero-deductible insurance. This means you won’t pay out of pocket for claims, but premiums will be higher. Delve into the specifics in our article called, how much does Cadillac Escalade EXT car insurance cost?
What age is Cadillac car insurance the lowest?
Cadillac car insurance is typically lowest for drivers aged 50 to 60, as insurers consider them low-risk.
What age is Cadillac car insurance most expensive?
Car insurance for a Cadillac is most expensive for drivers under 25, as they are seen as higher risk.
Which type of car insurance is best for a Cadillac?
Full coverage is best for Cadillacs, including liability, collision, and comprehensive insurance for complete protection. Enhance your knowledge by reading our article how much does Cadillac Eldorado car insurance cost?
What is the best cover for Cadillac car insurance?
The best cover is full coverage, offering protection against both accidents and non-collision incidents like theft.
What car insurance is the most popular for Cadillac owners?
Popular insurers for Cadillac owners include State Farm, Progressive, and AAA, known for affordable and reliable coverage. Ready to find cheaper car insurance coverage? Enter your ZIP code below to begin.
What is the lowest level of car insurance for a Cadillac?
The lowest level is liability-only, which covers damages to others but not your own Cadillac. For a comprehensive understanding, consult our article on how much does Cadillac DTS car insurance cost?
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Mary Martin
Published Legal Expert
Mary Martin has been a legal writer and editor for over 20 years, responsible for ensuring that content is straightforward, correct, and helpful for the consumer. In addition, she worked on writing monthly newsletter columns for media, lawyers, and consumers. Ms. Martin also has experience with internal staff and HR operations. Mary was employed for almost 30 years by the nationwide legal publi...
Published Legal Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.