Auto Owners Insurance

Company Overview:

Company History: Auto-Owners was founded in 1916 by Vern V. Moulton in Mt. Pleasant, Michigan. The next year Moulton moved the company to Lansing Michigan. Auto-Owners did business exclusively in Michigan until 1935. Now the Company is represented by over 6,200 independent agencies with more than 4,200 associates in 26 states.
Principle Sales Methods: 38,000 independent agents in more than 6,200 agencies

Life Annuity Business: Auto-Owners Insurance sells Universal Life Insurance, Whole Life Insurance, Simplified Issue Whole Life, and Simplified Issue Children’s Advantage Plan Plus®. The company also offers optional benefits including: Accidental Death, Family Plan, and a Guaranteed Purchase Option.
Auto Business: Auto-Owners’ coverage varies by state. Discounts available include: company car, green discount, group/franchise, mature drivers, multiple policies, multiple vehicles, paid in full discount, safe drivers, safety feature discounts, student discounts.
Homeowners Business: Auto-Owners Insurance covers homes, condominiums, renters (personal property), mobile homes, farms, and rental homes. They also offer optional coverages including: back-up sewer and sump pump, boats, earthquake, flood, food spoilage from power outage, furs, golf and other sports equipment, identity theft expense, jewelry, personal computers,personal umbrella liability and snowmobiles. Discounts available include: 100% replacement cost, dwellings under construction, mature home owners and renters, multiple policies, premium paid in full, protection devices, renovated or new homes, and seasonal dwellings.