Year after bankruptcy(chap 13) countrywide wants to foreclose

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Year after bankruptcy(chap 13) countrywide wants to foreclose

03-08 chapter 13 aprox one year later countrywide wishes to foreclose have not missed a payment thru backruptcy or after bankruptcy. Instead of receiving coupon to make payment for this month got served papers for foreclosure from sherriffs office.Thanks any advice would be helpful. Have tried contacting countrywide get phone bounced dept. to dept. and also when I do get someone dont get any answers as to how to solve this problem and what if any arrears there are.Thanks Jeff Sanders

Asked on May 12, 2009 under Real Estate Law, Pennsylvania

Answers:

MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

Okay, I am unsure I understand.  Did your house mortgage get discharged through bankruptcy? If so, you don't pay the money for the mortgage and since you don't owe anymore and you don't get something for nothing, Countrywide gets to foreclose on your property.

If the above situation is not the case, then contact the Pennsylvania Department of Banking and file a consumer complaint.  http://www.banking.state.pa.us/


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