Why am I getting letters from collection agencies and banks after filing bankruptcy?

UPDATED: Aug 11, 2012

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Why am I getting letters from collection agencies and banks after filing bankruptcy?

I was granted bankruptcy 6 years ago. All debt was erased from my personal and business. These letters are from a bank where I had checking account. These are all their NSF fees. The other letter is from a business where I wrote a check. What do I do? Why is this coming back to me now? I am still trying to rebuild credit. Is there no end? One is a writ for garnishment of wages. What recourse?

Asked on August 11, 2012 under Bankruptcy Law, Michigan


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

I suggest that you consult with an attorney that practices in the area of consumer debt to represent you in the matter you are writing about to file a claim of exemption regarding the wage garrnishment due to the debt for such being discharged in bankruptcy as well as to write a letter to all the other former creditors that the bankruptcy discharge eliminated your obligations to them. Such should make your life a bit easier.

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