My car was parked in a parking lot at work and was backed into and damaged by a co-worker?

UPDATED: Dec 31, 2013

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My car was parked in a parking lot at work and was backed into and damaged by a co-worker?

The accident happened at 1:30am and was reported to his insurance company before 2:30am and they told me there wasn’t anything they could do until he reported it, which he did almost 14 hours later and I couldn’t get a rental car until almost 2 days later and missed 2 days of work because my car isn’t drivable. What can I do for lost wages?

Asked on December 31, 2013 under Accident Law, Pennsylvania


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

You cannot recover lost wages, because they are insufficiently caused by the car accident, the other party's delay, or the insurer's action. That is, regardless of whether the insurer was arranging for, approving, paying for, etc. a rental car, you could have done any of the following: 1) borrowed a car; 2) rented a car on your own, then looked for reimbursement later; 3) gotten a ride from family member or cowork; 4) taken mass transit (e.g. a bus); 5) taken a cab. That is, there were a  number of options to get into work, and you missed work because you chose to not avail yourself of any of them. That choise breaks the causal chain, and so other parties are not responsible for your lost wages.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

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