If I loan a person money to buy 2 buildings but they tare not insured, can I purchase insurance on the buildings in my name?

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If I loan a person money to buy 2 buildings but they tare not insured, can I purchase insurance on the buildings in my name?

Asked on April 6, 2012 under Real Estate Law, Indiana

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

It really depends on your agreement.  If you have a formal agreement - in writing and you own a note - then you have an insurable interest in the property.  But the agreement has to be a loan for the purchase of the property itself.  Please seek legal help here with this.  The law requires an "insurable interest" in something to be able to insure it.  Good luck.


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