If I filed Chapter 13 and I’ve been paying my mortgage and back payments on time for 6 months now, can the bank now foreclose on my house?

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If I filed Chapter 13 and I’ve been paying my mortgage and back payments on time for 6 months now, can the bank now foreclose on my house?

Asked on January 7, 2013 under Bankruptcy Law, Kentucky

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

Absent a tolling agreement where the lender agreed to not foreclose on your property the lender can foreclose on the property based upon what you have written. I suggest that you consult with a bankruptcy attorney who has experience in real estate matters to give you guidance concerning your situation.


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