I cosigned an auto loan and made sure the co-owner had valid florida insurance. My name was not on the insurance as cosigner.

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I cosigned an auto loan and made sure the co-owner had valid florida insurance. My name was not on the insurance as cosigner.

There was an accident inaug 2008. A claim was made against the insurance company and was paid.. I just received in April a letter from a personal injury lawyer asking me to conyacy yhr insurance co. pursuint to fl stat 627-4137 and added that the claimant had rescinded all authorizations previously signed. What do you think is going on? Could a Florida lawyer respond please?

Asked on April 25, 2009 under Accident Law, Florida

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 13 years ago | Contributor

This is a reasonably new service and we do not have many Florida attorneys participating, and I am ot a FL attorney either.

But for what it's worth what seems to be going on is that you were not merely a "co-signer" on the loan but a co-owner of the car and as such could have personal liability for injuries caused by a driver of the car.

Where there is minimal insurance on the car, that minimal amount is often insufficient to pay for the damages sustained. Thus the victim's lawyer is seeking to sue everyone in sight, the driver, the owners, etc.


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