How do I stop wage garnishment on a debt that is not mine?
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How do I stop wage garnishment on a debt that is not mine?
The homeowners association is garnishing my wages but the house was foreclosed and sold at auction off 15 months ago.
Asked on May 14, 2012 under Bankruptcy Law, Maryland
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
The problem that I see with respect to the question that you are writing about concerning a wage garnishment as to your pay check for a home that you owned subject to association dues is that the debt owed is a personal debt not secured by the former home.
Meaning, if there is a judgment against you with a wage garnishment in place in favor of the HOA, you owe the debt. If there is no judgment against you in favor of the HOA, I suggest that you consult with an attorney practicing consumer debt law and filing a claim of exemption to the wage garnishment with the court.
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