Can I get a paid tax lien removed from my credit report?
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Can I get a paid tax lien removed from my credit report?
I had a tax lien for unfiled taxes 4years ago. We filed and actually received a refund. The lien is listed twice on my credit report as a paid lien. Is there any way to get it removed?
Asked on October 10, 2010 under Bankruptcy Law, North Carolina
Answers:
M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney
Answered 13 years ago | Contributor
Here is the problem: it was a lien but only because it was unfiled. Generally, the only way to have the information taken from your credit report is if the creditor removes it or else you have to wait the statutory time for it to go away. Liens are generally 7 years from the last activity. So if you filed them 2 years after the lien was placed then you will see it for 9 years on your credit report! It is sometimes possible to have it removed by disputing the lien. If you file a dispute with the credit agency then the lien holder must respond within 30 days. If they do not then the credit report must remove the lien. The time frame works in your favor. Try it. Good luck.
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