I have PIP and liability and my windshield was hit by a buzzard and it was cracked. Will my insurance company replace it?

UPDATED: Jul 11, 2010

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UPDATED: Jul 11, 2010Fact Checked

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Jul 11, 2010

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

UPDATED: Jul 11, 2010

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

UPDATED: Jul 11, 2010Fact Checked

The insurance that you are currently carrying is liability insurance.  You need to have comprehensive and/or glass coverage to protect you for the damages caused by the buzzard.  The standard auto policy covers damages by birds, deer or other wild animals under the comprehensive coverage.  Comprehensive insurance also includes fire, theft, vandalism, flood and other damages, other than collision.  Some companies also have a separate deductible for damage to windows, but you still need the comprehensive coverage.  Please be sure to talk to your insurance agent to be sure you understand what insurance coverage you currently have on your car.  Comprehensive insurance is generally inexpensive, so you may want to consider adding this coverage to your policy if you don’t currently have it.

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

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Enter your ZIP code below to compare cheap insurance rates.

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