Domino’s Pizza Auto Insurance: Requirements & Rates for 2021

Domino's pizza drivers can get carryout insurance coverage from most car insurance companies. The average rate for pizza delivery driver auto insurance is $273. Companies like GEICO offer tailored commercial car insurance policies for delivery drivers to keep you protected if an accident occurs. Comparing insurance companies will ensure you have the right coverage and affordable auto insurance rates.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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Overview

  • Oftentimes, delivery drivers need to carry a commercial auto insurance policy
  • Because commercial insurance is sometimes pricey, comparison shopping for delivery auto insurance rates is smart
  • Domino’s Pizza does not provide its drivers with commercial car insurance

If you are a Domino’s pizza delivery driver, insurance is an essential aspect of your job. Domino’s pizza does not provide company coverage for employees. You will need to secure a commercial policy to ensure you are covered if involved in an accident.

While there are various car accident and automobile injury resources, having the right auto insurance policy when involved in an accident simplifies the process. It also gets you back on the road and working faster.

Commercial auto insurance policies tend to cost more than personal policies. That means pizza delivery insurance coverage may be pricey. The good news is many insurance companies offer discounts to keep your rates reasonable.

You can find affordable Domino’s pizza auto insurance from many different companies. Simply enter your ZIP code now to compare quotes.

Can My Personal Car Insurance Cover Pizza Delivery Miles?

When you work a delivery job, you have probably wondered if you need a personal policy or commercial policy on your vehicle. The simple answer to this question is you need a commercial policy or at the very least a business-use endorsement. You may be forgiven for not knowing initially, but auto insurance companies routinely ask insured parties if they do rideshare, delivery, or otherwise use their cars for work purposes. Being dishonest about this could cost you if you have a claim while driving for work.

If you deliver for Domino’s, there are pizza delivery insurance programs that can give you great coverage for excellent prices. Cheap Domino’s pizza auto insurance isn’t as hard to find as you may expect. The average rate for Domino’s pizza auto insurance is $273. You don’t have to look at every single provider to get the best coverage rates. If you enter your zip code, we can generate quotes with multiple carriers at once for Domino’s carryout insurance.

Because Domino’s doesn’t offer car insurance, you need to look over commercial auto insurance rates for food delivery. The table below has the average rates in the U.S. based on different vehicle types.

Average Minimum and Maximum Auto Insurance Rates for Commercial Auto Insurance by Vehicle Type
Vehicle TypeMinimum Monthly Commercial Auto Insurance RatesMaximum Monthly Commercial Auto Insurance Rates
Car$50$273
Semi-truck$667$1,041
Delivery Van$275$516
Limousine$333$500
Cab$416$833
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As you can see, using a vehicle for your business isn’t always very affordable. This is why checking out multiple companies is an ideal solution to saving money on your Domino’s pizza car insurance.

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Enter your ZIP code below to compare cheap insurance rates.

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Where Is The Best Place to Look for a Domino’s Carryout Insurance Program?

Now that you know you need commercial car insurance, you may be wondering where the best place is to buy Domino’s pizza auto insurance. All of the top-rated insurance companies, like GEICO and State Farm, can generate a quote. Our calculator allows you to enter your information once to get multiple quotes.

When you have multiple quotes in front of you, the most obvious thing that will catch your eye is the price. Cheaper seems better. Keep in mind, being on the road is what pays your bills. So a cheaper policy with less coverage could cut into your income potential. If comparing popular delivery driver insurance policies, always make sure you’re comparing policies with the same coverage limits. It may not be as simple as you might think.

You may also want to check out customer reviews for the carriers you’re looking at or talk to coworkers about their policies. Do they pay out auto insurance coverage claims quickly? Are they responsive when you need a rental car? Are their replacement values up to speed with the market? These are all critical questions to ask. The reviews you see on business auto policies may be different than those on personal auto insurance. The needs of a delivery driver are different than a mom trying to insure her 16-year-old high schooler.

According to the Insurance Information Institute, business insurance differs from personal insurance, and you need to know the differences.

What Factors Determine Your Rates for Domino’s Delivery Insurance?

Just like personal auto liability insurance, multiple factors go into commercial auto insurance. You’re required to carry state minimums to protect other drivers while you’re on the road. Especially when you get into comprehensive and collision coverages, insurers will look at your driving record, claims history, credit score and more. The lower risk they believe you present, the better your rates will be.

Remember that when you are looking for Domino’s pizza auto insurance quotes, you should look at coverage and prices. This will ensure you get the best bang for your buck.

Enter your ZIP code below to compare rates and coverages for Domino’s pizza auto insurance.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

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