Cheap Hyundai Car Insurance in 2024 (Top 10 Low-Cost Companies)

Geico, Amica, and Progressive are the top picks for cheap Hyundai car insurance, offering a balance of affordability and comprehensive coverage.

Geico stands out with the cheapest Hyundai auto insurance rates, while Amica makes it easy to buy insurance online and update your policy.

Our Top 10 Company Picks: Cheap Hyundai Car Insurance

These providers ensure reliable and cost-effective insurance solutions for Hyundai drivers. Shop for the best auto insurance with our free quote comparison tool. Enter your ZIP code above to begin.

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#1 – Geico: Top Overall Pick

Pros

• Cheap Rates: Geico has the cheapest Hyundai car insurance rates for most drivers starting at $126/month.
• Hyundai Savings: Geico provides considerable discounts for Hyundai owners with various savings opportunities.
• Top Financial Strength Rating: Boasting an A++ rating, Geico ensures robust financial stability for Hyundai coverage. Read more in our Geico auto insurance review.

Cons

• Premium Variability: Despite the discounts, Hyundai owners may face fluctuating premiums with Geico in certain regions.
• Limited Agent Accessibility: Those Hyundai drivers preferring in-person consultations might find Geico’s local agents scarce.

#2 – Amica: Best for Online Convenience

Pros

• Hyundai-Customized Plans: Amica delivers flexible online insurance options designed to meet Hyundai drivers’ needs.
• Fast Digital Claims: Drivers can quickly file Hyundai auto insurance claims online with minimal hassle.
• Strong A+ Rating: Hyundai owners benefit from Amica’s solid financial foundation. Explore more coverage options in our Amica insurance review.

Cons

• Limited Office Locations: Hyundai drivers preferring face-to-face interaction may struggle with fewer physical branches.
• Fewer Optional Features: Amica provides fewer customization options for Hyundai insurance policies compared to its competitors.

#3 – Progressive: Cheapest Usage-Based Insurance

Pros

• Inexpensive Hyundai Insurance: Progressive delivers some of the lowest Hyundai insurance premiums at $136/month.
• Usage-Based Discounts: Hyundai owners can receive rewards based on their driving habits via Progressive’s Snapshot program.
• Strong Financial Backing: Hyundai drivers are assured by Progressive’s A+ financial rating. Get more details in our Progressive insurance review.

Cons

• Post-Claim Price Increases: Hyundai drivers might encounter premium hikes following a Progressive insurance claim.
• Discount Availability Depends on Location: Hyundai drivers may notice that Progressive insurance discounts vary widely by region.

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#4 – American Family: Cheapest for Teens

Pros

• Hyundai-Focused Plans: American Family offers unique discounts tailored to Hyundai owners with young or teenage drivers.
• Teen Driver Savings: Hyundai owners with teen auto insurance receive reduced rates through safe driving programs.
• Good Student Incentive: Hyundai owners with students can unlock further discounts for maintaining high academic performance.

Cons

• Fewer Custom Add-Ons: American Family provides fewer customization choices for Hyundai policies. Find out what types of car insurance coverage American Family Insurance offers.
• Limited Regional Reach: AmFam auto insurance isn’t available in every state, so Hyundai owners in specific regions may not find coverage.

#5 – Allstate: Best for 24/7 Support

Pros

• Hyundai-Specific Perks: Allstate offers exclusive programs like 24/7 support, which is perfect for Hyundai car insurance claims assistance.
• A+ Financial Stability: Hyundai drivers can feel assured with Allstate’s strong financial health. Check out more ratings in our Allstate insurance review.
• Totaled Car Replacement: Drivers benefit from Allstate Hyundai insurance coverage, offering replacement for a totaled new vehicle.

Cons

• Slower Claim Resolutions: Hyundai owners might experience delays in claim processing times.
• Complicated Coverage Terms: Some Hyundai drivers could find Allstate’s policy details more difficult to navigate than other options.

#6 – State Farm: Best Customer Service

Pros

• Excellent Claims Service: State Farm is in the top five Hyundai auto insurance companies for claims satisfaction according to annual J.D. Power customer surveys.
• Loyalty Incentives for Hyundai Owners: State Farm rewards long-time Hyundai customers with valuable loyalty perks. Learn more in our State Farm review.
• Usage-Based Program: Hyundai drivers can access discounts via State Farm’s Drive Safe & Save program that tracks driving behavior.

Cons

• Limited Customization Options: Hyundai drivers may find fewer personalization opportunities within State Farm’s standard offerings.
• Geographical Restrictions: Some Hyundai drivers may not have access to certain discounts or services depending on their region.

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#7 – Liberty Mutual: Cheapest With Loyalty Discounts

Pros

• Hyundai Loyalty Rewards: Liberty Mutual provides excellent long-term discounts for Hyundai owners who stay insured. Learn more in our Liberty Mutual auto insurance review.
• Replacement Coverage for New Vehicles: Hyundai drivers enjoy Liberty Mutual’s new car replacement policy, offering a new car if their vehicle is totaled in its first year.
• Savings for Bundled Policies: Secure extra savings on Hyundai car insurance by bundling auto and home policies Liberty Mutual.

Cons

• Potential Premium Increases: Hyundai owners may encounter rising premiums after claims, even with available discounts.
• Slower Claim Payouts: Some drivers have reported slower response times in Liberty Mutual’s Hyundai insurance claims processing.

#8 – Farmers: Cheapest Accident Forgiveness

Pros

• Tailored Hyundai Coverage: Farmers offers policies designed specifically for Hyundai vehicles. Learn more about the company in our guide Farmers insurance review.
• Multiple Policy Discounts: Hyundai drivers can enjoy additional savings when bundling home and car insurance with Farmers.
• Forgiveness for Accidents: Hyundai owners avoid penalty increases after an accident with Farmers’ accident forgiveness coverage.

Cons

• Higher Initial Premiums: Hyundai drivers may notice higher base premiums compared to some other insurance providers.
• Reduced Discount Options: Hyundai owners might find that Farmers offers fewer discount programs overall.

#9 – The Hartford: Cheapest for Seniors

Pros

• Low-Cost Hyundai Insurance: The Hartford delivers some of the lowest Hyundai insurance rates for senior drivers.
• Strong A+ Financial Stability: Hyundai drivers benefit from The Hartford’s solid financial backing and stability.
• Guaranteed Policy Renewal: Hyundai owners can enjoy lifetime renewability on their policies as long as they meet the required conditions.

Cons

• Limited Discount Availability: Hyundai drivers may find fewer discount offerings compared to what other insurers provide.
• Varied Claims Reviews: How long does it typically take for The Hartford to process a car insurance claim? Many drivers report slow processing times following a Hyundai insurance claim.

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#10 – Travelers: Cheapest for Safe Drivers

Pros

• Hyundai-Specific Discounts: Travelers provides notable savings for Hyundai drivers who maintain safe driving records.
• Driver Monitoring Program: How can I pay my Travelers insurance premium? Hyundai drivers can enroll in Travelers Intellidrive to reduce premiums with safe driving habits.
• Dependable Roadside Services: Take advantage of Travelers’ trustworthy reputation by adding roadside assistance to Hyundai auto insurance.

Cons

• Higher Base Rates: Hyundai owners might find Travelers’ initial premiums to be higher than competitors.
• Complicated Policy Details: Some Hyundai drivers might find Travelers’ policy terms and conditions challenging to navigate.

Comparing Hyundai Auto Insurance Companies and Costs

How much does Hyundai Elantra car insurance cost? Geico stands out with the most budget-friendly rates, offering Hyundai drivers minimum coverage at $126/month and $247/month for full coverage.

Hyundai Car Insurance Monthly Rates by Provider & Coverage Level

Amica and Progressive follow closely with competitive monthly pricing for both tiers, as Amica charges $132 for minimum coverage and $252 for full, while Progressive offers $136 and $254, respectively.

On the higher side, Travelers has the steepest monthly Hyundai insurance premiums, asking $164 for minimum coverage and $295 for full coverage. Compare Hyundai Venue car insurance costs to see more rates.

These numbers reveal the wide range of costs Hyundai owners can expect depending on the insurer and the chosen coverage level. The coverage type you select has a significant impact, with comprehensive coverage being more expensive than basic coverage. Take a look at the extensive protection it offers Hyundai vehicles.

Another key factor influencing Hyundai insurance prices is the make and production year. Newer models tend to have steeper premiums due to their higher replacement values, while older cars may come with more affordable coverage.

The driver’s age and experience are also essential, as younger or less seasoned Hyundai drivers typically face increased costs. A spotless driving history can lower premiums, while accidents or violations tend to push rates up. Additionally, drivers in cities with high traffic or crime rates often experience higher insurance costs.

Tips for Lowering Hyundai Auto Insurance Premiums

Reducing Hyundai insurance costs doesn’t have to be complicated. There are practical steps every driver can take to minimize Hyundai Tucson car insurance costs without sacrificing essential coverage.

To start, taking advantage of discounts for safe driving, anti-theft devices, or completing defensive driving courses can further decrease costs.

Hyundai Car Insurance Discounts by Provider

Bundling multiple policies, such as home and auto insurance, with the same provider can also lead to significant discounts.

Maintaining a clean driving record is also one of the easiest ways to lower your Hyundai insurance costs, as insurers reward safe drivers with lower rates and discounts.

Opting for a higher deductible can reduce monthly premiums, but be sure you’re comfortable covering that amount in case of a claim. Regularly shopping around and comparing Hyundai car insurance quotes online ensures you’re always getting the best deal.

Read More: Best Anti Theft System Car Insurance Discounts

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Best Auto Insurance Companies for Hyundai Drivers

Geico, Amica, and Progressive have the best cheap Hyundai car insurance, each excelling in different areas to meet diverse needs.

How much does Hyundai Santa Fe Hybrid car insurance cost? Geico consistently offers some of the most competitive rates, making it the go-to choice for budget-conscious drivers who still want comprehensive coverage and an efficient claims process

Progressive, on the other hand, excels in providing customizable coverage plans, offering flexibility for Hyundai drivers who may want to tailor their insurance based on their driving habits or need for specialized protection. Progressive’s Snapshot program adds value for drivers seeking flexibility and savings.

Hyundai owners looking for excellent customer service will find Amica to be a top contender, with its personalized support and policy options designed to cater to specific needs, ensuring peace of mind during unexpected situations.

Ready to shop around for the best Hyundai car insurance company? Enter your ZIP code below and see which one offers the coverage you need.

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