Cheap GMC Car Insurance in 2024 (Cash Savings With These 10 Companies)
For cheap GMC car insurance, Geico, Progressive, and State Farm are the best options. Driving history will impact GMC insurance costs, but Geico offers affordable rates, starting at $85/month. Progressive excels with online tools, and State Farm is known for its nationwide availability and reliable coverage.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
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UPDATED: Sep 29, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: Sep 29, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
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13,128 reviewsCompany Facts
Min Coverage for GMC Car Insurance
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
17,759 reviewsCompany Facts
Min Coverage for GMC Car Insurance
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviewsThe top options for cheap GMC car insurance are Geico, Progressive, and State Farm, offering starting rates at $85 per month.
Geico offers the most affordable plans with reliable coverage, while Progressive excels with online tools for cheap GMC insurance rates. State Farm is known for its dependable service.
Our Top 10 Company Picks: Cheap GMC Car Insurance| Company | Rank | Monthly Rates | Bundling Discount | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $85 | 15% | Affordable Rates | Geico |
 | #2 | $89 | 12% | Online Tools | Progressive |
 | #3 | $90 | 17% | National Coverage | State Farm |
 | #4 | $91 | 10% | High-Risk Drivers | The General |
 | #5 | $93 | 13% | Family Policies | American Family |
 | #6 | $94 | 8% | Low-Mileage Drivers | Kemper |
 | #7 | $96 | 10% | Industry Experience | Travelers |
 | #8 | $97 | 10% | Customized Plans | Nationwide |
 | #9 | $98 | 12% | Flexible Options | Liberty Mutual |
 | #10 | $99 | 10% | Customer Service | Allstate |
How much insurance coverage do I need for a GMC? This article details GMC car insurance policies and the companies that have the cheapest rates. Compare these top providers to find cost-effective coverage to fit your needs.
Your car insurance rates will likely increase after an at-fault accident, but you can still find your cheapest GMC insurance option by using our free quote comparison tool above.
- Get cheap GMC car insurance with rates starting at $85 per month
- Geico offers the best value for affordable coverage and reliable service
-
The General has the cheapest GMC high-risk car insurance
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#1 – Geico: Top Overall Pick
Pros
- Cost-Effective Rates: Geico offers some of the most competitive monthly GMC insurance rates, starting at $85. Compare policy prices in our Geico auto insurance review.
- Discounts for Safe Drivers: Geico provides considerable discounts for drivers with a clean driving record, making it an attractive choice for GMC owners looking to save money.
- Flexible Payment Options: The company provides flexible payment plans, allowing GMC owners to manage their insurance payments more conveniently.
Cons
- Limited Agent Availability: Geico has fewer local agents, which may be a disadvantage for GMC owners who prefer face-to-face interactions.
- Inconsistent Customer Support: Some GMC owners may find Geico’s customer service experience to be variable in quality.
#2 – Progressive: Best for Online Tools
Pros
- Advanced Online Resources: Progressive’s online tools, such as the Name Your Price tool, make it easier to customize GMC car insurance to fit your budget.
- Usage-Based Discounts: The Snapshot program discounts GMC auto insurance based on driving habits, promoting safe driving.
- Affordable Premiums: With a monthly rate of $89 for minimum coverage, Progressive is an affordable choice for GMC drivers. Compare quotes in our Progressive Insurance review.
Cons
- Higher Rates for Some Drivers: GMC drivers with higher-risk profiles may face slightly elevated rates compared to other insurers.
- Mixed Reviews on Claims Processing: Some GMC policyholders have reported delays or issues with Progressive’s claims process.
#3 – State Farm: Cheapest Nationwide Coverage
Pros
- Wide Range of Coverage: Read our State Farm review for extensive coverage choices available in 48 states designed to meet the unique needs of GMC vehicle owners.
- Reasonable Rates: Priced at $90 per month for minimum coverage, State Farm provides affordable car insurance for GMCs.
- Discounts for Bundling Policies: Significant savings are available on GMC auto insurance when you bundle multiple policies.
Cons
- Poor Financial Ratings: With a lower rating from A.M. Best, State Farm is less financially stable than other GMC car insurance companies.
- Potentially Higher Costs for New Drivers: Even with discounts, younger or new GMC drivers might find State Farm’s premiums higher than expected.
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#4 – The General: Cheapest for High-Risk Drivers
Pros
- Expert in High-Risk Coverage: The General specializes in providing the best car insurance for high-risk drivers with GMCs.
- Affordable Rates for High-Risk Drivers: With rates starting at $91 per month for minimum coverage, it’s a cost-effective solution for high-risk GMC owners.
- Quick Quote Process: The General offers a streamlined online quoting system, allowing GMC drivers to get insured quickly.
Cons
- Fewer Coverage Options: The General has a limited range of coverage options, which may not meet the needs of all GMC drivers.
- Higher Premiums for Comprehensive Coverage: GMC insurance costs can rise significantly for drivers seeking comprehensive insurance plans.
#5 – American Family: Cheapest Family Policies
Pros
- Family-Friendly Discounts: AmFam offers discounts tailored for families, ideal for GMC owners with multiple drivers or younger drivers in the household.
- Competitive Rates: With rates starting at $93 per month, American Family provides good value on GMC car insurance.
- Strong Customer Support: The company is known for its excellent GMC insurance customer service, especially when filing car insurance claims with American Family.
Cons
- Limited Availability: American Family GMC car insurance coverage is not offered in all states.
- Higher Rates Without Discounts: Drivers who do not qualify for GMC insurance discounts may find AmFam rates slightly above average.
#6 – Kemper: Cheapest for Low-Mileage Drivers
Pros
- Discounts for Low Mileage: Kemper offers significant savings for GMC owners who drive fewer miles annually.
- Competitive Rates: With a starting rate of $94 per month for minimum coverage, Kemper remains an affordable choice for GMC auto insurance.
- Specialized Coverage Options: Does Kemper Corporation offer umbrella insurance coverage? Yes, Kemper offers unique GMC car insurance options for comprehensive coverage.
Cons
- Limited Digital Resources: Kemper lacks some of the more advanced online tools available from other insurers, which may be less appealing to tech-savvy GMC drivers.
- Higher Rates for High-Mileage Drivers: Those who drive frequently might find that GMC car insurance rates are not as competitive with Kemper.
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#7 – Travelers: Best for Industry Experience
Pros
- Extensive Coverage Options: Travelers offers a variety of coverage choices that cater to the diverse needs of GMC owners.
- Discounts for Safety Features: The company provides insurance discounts for GMC vehicles equipped with advanced safety technologies.
- Affordable Monthly Costs: At $96 per month for minimum coverage, Travelers GMC car insurance is a budget-friendly option. Learn how to pay Travelers insurance premiums.
Cons
- Variable Customer Service: Customer service experiences can differ, which may impact GMC owners who require quick assistance.
- Higher Deductibles Required: Some GMC auto insurance policies may come with higher deductibles.
#8 – Nationwide: Cheapest Customized Plans
Pros
- Customizable Coverage Plans: Wondering does Nationwide offers rental reimbursement coverage? It allows drivers to tailor their GMC insurance policies to fit their unique needs.
- Loyalty Discounts: Nationwide offers discounts for long-term policyholders, which can benefit GMC owners who stay with the company.
- Reasonably Priced: At $97 per month for basic coverage, Nationwide GMC car insurance is cheap for those who want customized comprehensive coverage.
Cons
- Limited Discount Opportunities: Some GMC drivers may find that discounts are not as widely available or applicable in some states.
- Slower Claims Processing: The claims process may be slower compared to other insurers, which could frustrate some GMC owners.
#9 – Liberty Mutual: Cheapest Flexible Options
Pros
- Variety of Coverage Choices: Liberty Mutual provides numerous customizable coverage options for GMC vehicles. Check out more in our Liberty Mutual insurance review.
- New Car Replacement Coverage: Liberty Mutual new car replacement for GMC insurance replaces your vehicle with a new one if it’s totaled in an accident or claim.
- Affordable Pricing: With rates starting at $98 per month for minimum coverage, Liberty Mutual is a competitive option for GMC drivers.
Cons
- Higher Rates Without Discounts: GMC drivers who do not qualify for specific discounts may find the premiums less competitive.
- Limited In-Person Support: Fewer local agents may mean less face-to-face assistance with GMC insurance policy questions.
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#10 – Allstate: Best Customer Service
Pros
- Superior Customer Service: Allstate is renowned for its top-tier customer support and GMC insurance claims service. Learn more in our Allstate review.
- Accident Forgiveness Feature: Allstate offers accident forgiveness for GMC drivers with a clean record, preventing rate increases after the first accident.
- Competitive Pricing: With a rate of $99 per month for minimum coverage, Allstate provides solid insurance options paired with excellent service.
Cons
- Higher Premiums for Younger Drivers: Younger GMC drivers may face steeper rates with Allstate, even with available discounts.
- Complex Discount Qualifications: Some drivers may find the process of qualifying for GMC insurance discounts more challenging.
Comparing Monthly GMC Car Insurance Costs
How much does GMC Sierra car insurance cost? When looking for cheap GMC auto insurance, understanding how different providers price their policies is essential.
GMC Car Insurance Monthly Rates by Provider & Coverage Level| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $99 | $162 |
| $93 | $154 |
| $85 | $140 |
| $94 | $155 |
| $98 | $160 |
| $97 | $158 |
| $89 | $145 |
| $90 | $150 |
 | $91 | $152 |
| $96 | $157 |
Geico offers the most affordable rates for both minimum and full coverage auto insurance, with prices starting at $85 per month for minimum coverage and $140 for full coverage. Progressive follows closely behind, providing competitive rates at $89 per month for minimum coverage and $145 for full coverage.
Kemper and The General offer full coverage plans that range from $150 to $155 per month. These prices are higher but still affordable for drivers who may have accidents or DUIs on their records.
Since driving history has the biggest impact on GMC auto insurance rates, high-risk drivers need to compare rates from multiple companies to get the best price.
Read More: How long do violations stay on a driving record?
Insurance discounts, such as bundling policies or safe driver rewards, are the easiest way to save money on GMC car insurance.
GMC Car Insurance Discounts by Provider| Insurance Company | Available Discounts |
|---|---|
| Safe Driver, Anti-Theft, Early Signing |
| Teen Driver, Safe Driver, Loyalty |
| Military, Defensive Driving, Multi-Policy |
| Multi-Vehicle, Anti-Theft, Homeowner |
| Multi-Policy, Paperless, Vehicle Safety |
| Multi-Policy, Accident-Free, Paperless |
| Multi-Car, Homeowner, Continuous Insurance |
| Multi-Vehicle, Safe Driver, Good Student |
| Multi-Vehicle, Good Student, Military |
| Multi-Policy, Hybrid Vehicle, Homeowner |
Luxury GMC models may also benefit from low-mileage discounts or multi-car savings, which can significantly lower premiums.
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Beyond discounts, consider raising your deductible or adjusting coverage levels to save even more. Comparing multiple car insurance quotes also ensures you’re getting the best deal tailored to your vehicle and driving history.
Many providers, like Geico and Progressive, provide online quote tools that allow drivers to compare cheap GMC insurance rates quickly. Getting a quote for cheap GMC car insurance is simple and offers various ways to save.
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The Best Way to Find Affordable GMC Car Insurance
How much does GMC Terrain car insurance cost? Geico, Progressive, and State Farm offer the most affordable options for cheap GMC car insurance, with rates starting at just $85 per month.
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For GMC owners of luxury models or trucks, expect slightly higher rates due to factors like increased repair costs, but affordable options are still available. Consider Progressive for its user-friendly digital tools or State Farm for reliable customer service.
The best way to find cheap GMC car insurance near you is by comparing multiple quotes online. Find the best coverage by entering your ZIP code below into our free comparison tool today.
Frequently Asked Questions
Why is Geico the leading option for GMC car insurance?
Geico is the leading option for GMC insurance due to its competitive rates, reliable coverage, and excellent customer feedback.
What insurance options should I consider for my GMC?
Consider options such as liability, collision, comprehensive, and uninsured motorist coverage to fully protect your GMC. These are the best car insurance companies for comprehensive coverage.
Which company has the best online tools for GMC insurance management?
Progressive provides the best online tools, featuring a user-friendly app and digital services for managing GMC insurance policies.
How does State Farm excel in GMC car insurance?
State Farm excels by offering a variety of coverage options and a robust support network tailored to GMC insurance needs.
Can I personalize my GMC car insurance policy?
Yes, insurers like Geico, Progressive, and State Farm allow you to personalize your policy to suit your individual needs. Find out what types of car insurance Geico offers.
Are there any unique discounts available for GMC car insurance?
Yes, many insurers offer unique discounts for GMC vehicles, including bundling policies, safe driving, and low-mileage incentives.
What factors determine the cost of GMC car insurance?
Factors like the model of the GMC, driver’s age, location, driving history, and selected coverage influence the cost of GMC car insurance.
How can I buy affordable GMC car insurance?
Compare online car insurance quotes to save money from top insurers like Geico, Progressive, and State Farm.
Why is GMC insurance more expensive than Chevy?
Many GMC models have superior features that increase repairs and replacement parts on these vehicles.
Are GMC trucks expensive to insure?
Yes, insuring a GMC truck is typically pricier due to factors like its size, weight, and potentially higher repair costs. Enter your ZIP code to compare GMC car insurance costs near you.
Enter your ZIP code below to compare cheap insurance rates.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.