If my traffic tickets are in collections, will bankruptcy clear them?
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If my traffic tickets are in collections, will bankruptcy clear them?
Asked on January 29, 2013 under Bankruptcy Law, California
Answers:
Malissa Walden / Kansas City Bankruptcy Attorneys Walden & Pfannenstiel, LLC
Answered 11 years ago | Contributor
If you file a Chapter 7 bankruptcy, your traffic tickets cannot be discharged. If you file a Chapter 13 bankruptcy then it depends -- are they considered civil or criminal? If civil, then they can be discharged. If criminal, they cannot. Regardless they must be included in your bankruptcy case, as does all debt. If you decide to file a Chapter 13 and they care criminal you may still be able to work them in to your Plan payment.
Tricia Dwyer / Tricia Dwyer Esq & Associates PLLC
Answered 11 years ago | Contributor
Hello. bankruptcy does not 'clear' fines and penalties imposed by government for breaking the law. Such debts certainly may negatively affect a person's credit scores and may cause negative 'ripple effects' in other ways in one's life. In Minnesota, however, in the event you are facing a mountain of traffic tickets and the like ('nonmoving violations') it is certainly a good time to phone a private attorney to assist you in a very cost-effective manner to deal with those debts in the aim of eliminating those debts permanently. I recommend phoning several attorneys in choosing an attorney to help you, because you want to feel a sense of great trust with the attorney, and, often, the concerns and worries you have may extend beyond traffic tickets. Take care and all the best.
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