Would an insurance company try to make me sign misleading paperwork to get out of compensating me all together?

UPDATED: Aug 15, 2012

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Would an insurance company try to make me sign misleading paperwork to get out of compensating me all together?

They want me to sign them my title to the totaled car I decided to keep, along with bill of sale for $1 notarized and an ” power of attorney” form. Also, in a separate letter, they want me to state the actual amount I’m going to receive. With my medical claim they want me and my wife (also involved) to sign and notarize 2 “husband and wife” release forms for both of us that are identical but in separate letters have separate amounts for each of us. Filly, they also used my health inrance to reduce and cover our original hospital bills later compensating them, making my medical claim thousands lower. Is this normal?

Asked on August 15, 2012 under Accident Law, Alabama


Leigh Anne Timiney / Timiney Law Firm

Answered 10 years ago | Contributor

Some of what you describe is standard for handling and settlement of a property damage and personal injury cliam.  Without being able to review the documents you are referring to, I am unable to state for sure whether or not all their documents are legally legitimate.  I would strongly suggest you contact an attorney in your area who specializes in personal injury and retain them to review your documents prior to you signing or agreeing to anything.  

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