Who is responsible when a golf ball breaks a window?

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Who is responsible when a golf ball breaks a window?

Both the golf course and my house was built in the same year but I don’t know which was built first. A person playing golf hit a ball through my bay window and broke it, he stated that he’s not responsible for any damages and I should file a claim with my homeowners insurance, or take it up the golf course. Please advise on what actions if any I can take?

Asked on July 30, 2019 under Real Estate Law, Mississippi

Answers:

M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

As a general rule in most states, the person hitting the ball is liable for damages. An act they did caused damage to another's property. Accordingly, you could sue them in small claims court. That having been said, it may not be worth your trouble to sue you if they don't pay voluntarily. So it may make more sense for you to submit an insurance claim. The golf course bears no responsibility.

M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

As a general rule in most states, the person hitting the ball is liable for damages. An act they did caused damage to another's property. Accordingly, you could sue them in small claims court. That having been said, it may not be worth your trouble to sue you if they don't pay voluntarily. So it may make more sense for you to submit an insurance claim. The golf course bears no responsibility.


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