When you hire a self-employed person to build a garage on your property and they falls and get hurt, who is responsible for their medical bilks?

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When you hire a self-employed person to build a garage on your property and they falls and get hurt, who is responsible for their medical bilks?

Asked on April 16, 2012 under Personal Injury, Illinois

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

If the homeowner is at fault in some way in causing the injury, then the homeowner may be  liable. Homeowner fault could stem from--

  • dangerous conditions on the property: for example, a sink hole the worker trips in; instable ground due to a bad retaining wall
  • faulty tools or supplies (such as a ladder) which the homeowner supplied
  • some act by the homeowner: for example, bumping into an knocking over the worker's ladder

If the homeowner is not at fault in some way, he or she should not be liable for the medical bills; homeowners do not act as the insurers of those on their property.


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