What to do if I was involved in a car accident and had no license or insurance and am now being sued?

UPDATED: Jan 30, 2012

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What to do if I was involved in a car accident and had no license or insurance and am now being sued?

Roads where slick due to ice. Other truck was hit in the driver side rear of the bed behind the wheel. Other driver was fine until the cops showed up and all of a sudden was hurting.

Asked on January 30, 2012 under Accident Law, Texas


L.P., Member, Pennsylvania and New Jersey Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

Thank you for submitting your question regarding what to do when a lawsuit is being brought against you for liability in a motor vehicle accident.  First, you should be aware that the laws and rules for auto liability is state regulated and due to this fact, the laws for your specific situation will vary due to your specific state’s laws.  However, there are some common themes and general rules throughout the states in this area of law for when an individual is being sued for a car accident and the individual did not have car insurance. 

Usually, when a person is involved in a car accident, the insurance companies will discuss the details of the accident, collect statements, and then make determinations as to liability.  Depending on whether you are determined to be at-fault for the accident will be whether or not you will need to pay for the damages caused by the accident. 

When a person does not have insurance, you can either hire an attorney to represent you (which may save you money in the long run) or you can represent yourself.  Be sure to collect all the information you can regarding your accident.  Since the memory seems to fade with each passing day, you may want to write down your recollection of the events of how you recall how the accident occurred.  You will also want to have pictures of the accident scene and any photographs of your vehicle.  It may be helpful to at least have a consultation with an attorney in your area to discuss your options. 


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

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