What is the liklihood that a judgement creditor would go after my personal belongings if I can’t pay judgement?

UPDATED: Jun 21, 2012

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Get Legal Help Today

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What is the liklihood that a judgement creditor would go after my personal belongings if I can’t pay judgement?

The judgement creditor is an attorney for a collection agency for a credit card case. I don’t own any bonds, real estate, car, etc. All I own is my savings account (with an exempt amount), and personal belongings in my apartment. What can I do to protect my belongings? I am terribly nervous over this as it’s my first court case and I don’t have an income to pay the judgement.

Asked on June 21, 2012 under Bankruptcy Law, Massachusetts


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

Under the laws of all states in this country, one's personal belongings such as a stereo, television, couches, chairs and the like are typically exempt from levy up to an amount of around eight thousand dollars ($8,000.00) in their collective aggregate.

If you can make some monthly installment payments on the debt you owe, I suggest that you try and enter into a written agreement with the attorney representing the judgment creditor.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

secured lock Secured with SHA-256 Encryption