What happens if you file an insurance claim stating your vehicle was hit but you actually hit something?
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What happens if you file an insurance claim stating your vehicle was hit but you actually hit something?
I was too embarassed to tell the insurance company I struck an object so I said my vehicle was hit. I filed a Leaving the Scene Report with the Local Police per request of insurance company. Now, because of cameras they are refusing to pay to fix my truck. How much trouble am I in?
Asked on March 14, 2017 under Accident Law, Missouri
Answers:
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 7 years ago | Contributor
You committed insurance fraud by lying about what happened and by submitting a claim under false pretenses. That is potentially a felony (more than one year in jail) offense. Given the severity of the possible charges, you need to retain a criminal defense attorney to advise you and help you with this situation.
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