What happens if an excluded driver on my car policy has an auto accident and my insurance has denied the claim?

If you give your car to someone who is specifically listed as an excluded driver on your auto policy, and she or he has an accident, your insurer does not have to pay the costs. What happens when an excluded driver has an accident and your insurance claim is denied is you are liable for the cost of repairs.

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UPDATED: May 9, 2022

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