What does the person who was at fault have to pay?

Get Legal Help Today

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What does the person who was at fault have to pay?

The person at fault insurance was covered for only 25000. My medical bills alone are 67000. If I were to take him to court and was awarded 100,000 then is it true his insurance company would still only have to pay the 25000 and I would have to get the rest from the person?

Asked on June 19, 2019 under Accident Law, Alabama

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 4 years ago | Contributor

Yes, that is true. An insurance policy is a contract; the insurer is only obligated to pay the amount it agreed to pay (and which the insured purchased or paid for as coverage), which is the policy limit. Any amounts over that limit, you'd have to get from the person who injured you, assuming he or she has the money.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

secured lock Secured with SHA-256 Encryption