What do I do if my car insurance sent a letter telling me that I should retain a lawyer due to a minor car accident where someone went to the hospital?

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What do I do if my car insurance sent a letter telling me that I should retain a lawyer due to a minor car accident where someone went to the hospital?

Asked on May 31, 2013 under Personal Injury, Florida

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

You should contact your insurance company because that letter may be a mistake.  If you were at fault in the accident, your insurance company should provide you with an attorney at no cost to you, and that attorney will handle the case for you.

You should also find out what the status of the case is from your insurance company.  When this injured person completes his or her treatment and is released by the doctor or is declared by the doctor to be permanent and stationary which means having reached a point in medical treatment where no further improvement is anticipated, the person will try to settle the case with your insurance company.  If the case is settled with your insurance company, NO lawsuit is filed.  If the case is NOT settled with your insurance company, a lawsuit will be filed against you for negligence.  When you are served with the summons and complaint (the complaint is the lawsuit), you will need an attorney to file an answer to the complaint.  As mentioned above, your insurance carrier should provide you with an attorney at no cost to you.  Most of these cases are settled with the insurance company without even filing a lawsuit.  Don't worry about it.

 


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

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