What can I do if my signature is forged on a check?

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What can I do if my signature is forged on a check?

My ex-husband paid off some of our debt to the IRS and apparently over payed on his last payment. When he got his refund, the check was in both our names. Instead of getting a hold of me, he forged my signature. When the bank told him they needed to see my ID, he finally got a hold of me and told me what was going on. He told me that he forged my signature and that he needed me to go to the bank and show my ID. And that if they ask if I signed it to say yes. What are my options?

Asked on November 1, 2011 under Bankruptcy Law, Oklahoma

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

My question is did you receive a portion of the Internal Revenue Service refund check that you have written about in your question? If you have and the amount is what you are entitled to, I do not see what your husband did wrong from a legal perspective if he first called you about what he intended to do about signing your name to the check and you did not tell him not to sign your name to it.

If you went to the bank with your former husband and showed your identification to the teller so the check could be negotiated even though you did not sign it, you essentially were approving the signature of yourself on the check that you did not sign.

From what you have written, I see legally no forgery issues concerning the refund check.


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