What can I do if my insurance company refuses to pay for an accident that I was involved in?

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What can I do if my insurance company refuses to pay for an accident that I was involved in?

I have had full coverage for a number of years. I was involved in an accident but my insurer refused to pay because they said that I didn’t let them know within 30 days that I purchase a car different than that listed on my policy. I’m waiting to hear from the DMV for the date that I purchased the car involved, I’m not even sure if it was within 30 days. Mercury said that even though my premiums were paid I wasn’t covered because I didn’t notify them that I was driving a different car. I always thought that whatever I drove was covered since I had full coverage.

Asked on February 28, 2012 under Accident Law, California

Answers:


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