What can I do and who do I contact regarding a car accident for which I was not at fault?

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What can I do and who do I contact regarding a car accident for which I was not at fault?

I was driving down a road when a car changed lanes in front of me, then hit a car that was in my lane. The car that changed lanes was cited at fault. Both cars parts hit my car. I have a police report. I called th parties insurnace companies but the at-fault driver did not have bodily injury protection, only $10,000 property damage. They told me they are not responsible to pay my medical bills and car damages because the other car that was not at fault had damage was greater than mine. The other party’s insurer told me that I could not claim on theres because they were not at fault even though most of their car parts hit my car.

Asked on June 22, 2012 under Accident Law, Florida

Answers:

Leigh Anne Timiney / Timiney Law Firm

Answered 9 years ago | Contributor

You are entitled to pursue a claim against the at fault driver and their insurance company.  Most insurance policies carry bodily injury.  You could also contact your own auto insurance carrier and see if they can be of assistance to you.  If they can, your own carrier would then be  the one who deals with the at fault drivers carrier for reimbursement.  If you have been injured and you are not getting the assistance you need with treating your injuries, I would contact a personal injury attorney for help and advice.  

Ron Moore / Ron L. Moore, P.A.

Answered 9 years ago | Contributor

You can still pursue a claim against the at fault driver for all damages proximately caused by him  at least in North carolina. Never heard of not having bodily injury in at least the minimum limits. Check with your insurance agent on this or the Dept. of insurance. In any event you may want to speak to a personal injury attorney and they will usually give a free consultation.


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