What to do if we have filed a Chapter 13 bankruptcy but cannot afford the plan payment?

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What to do if we have filed a Chapter 13 bankruptcy but cannot afford the plan payment?

How long until we lose protection from our creditors home truck credit cards?

Asked on March 5, 2012 under Bankruptcy Law, Texas

Answers:

Malcolm Ruthven / Malcolm Ruthven, Bankruptcy Attorney

Answered 9 years ago | Contributor

There's no certain answer. Talk to your bankruptcy attorney and see if (1) it's possible to get the plan payments reduced to something you could afford or (2) a conversion to Chapter 7 is possible and desirable.


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