What to do if I accidentally used someone else’s credit card?

UPDATED: Aug 19, 2011

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Get Legal Help Today

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What to do if I accidentally used someone else’s credit card?

I used someone else’s credit card with out their specific consent. I am very scared because they called the cops. Here is what happened: My roommate borrowed money from me $70 to fill up his gas tank, he promised he would return to give me a ride to a job interview I had that was 40 minutes away. He never came back but left me his credit cards and said I could use it for a ride, I called a cab and got a ride to the interview. However when I payed the cab I accidentally used a card in his wallet that was of one of his employees. I noticed that I used the wrong card when I had to sign, so I signed the name that was on the card. The card holder was unaware and called the cops. It was for a charge of $72. Now I am scared because the cops can trace back my phone number from the cab and trace it to me. I had no intentions of not paying the girl back (actually my roommate had assured me he would pay her since he owed me money) but he told the cops nothing. How do fix this? I don’t want to get in trouble and I’m scared. I want to make this right. Am I going to jail?

Asked on August 19, 2011 California


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

If what you say happened was the result of an honest mistake, then there was no criminal untent upon your part. Hopefully the person who gave you the consent to use his credit card will support you concerning any police investigation.

What is somewhat unsettling is why did your friend have a credit card in his wallet that belonged to one of his employees? What needs to be done is have the $72.00 charge on the employee's credit card reimbursed to him or her and that the employee sign and date a document agreeing to the payment and that the use of his credit card was the result of an honest mistake.

Having that document in hand in the event of any police investigation will be of great assistance to you.

Good luck.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

secured lock Secured with SHA-256 Encryption