What to do if I accidentally used someone else’s credit card?

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What to do if I accidentally used someone else’s credit card?

I used someone else’s credit card with out their specific consent. I am very scared because they called the cops. Here is what happened: My roommate borrowed money from me $70 to fill up his gas tank, he promised he would return to give me a ride to a job interview I had that was 40 minutes away. He never came back but left me his credit cards and said I could use it for a ride, I called a cab and got a ride to the interview. However when I payed the cab I accidentally used a card in his wallet that was of one of his employees. I noticed that I used the wrong card when I had to sign, so I signed the name that was on the card. The card holder was unaware and called the cops. It was for a charge of $72. Now I am scared because the cops can trace back my phone number from the cab and trace it to me. I had no intentions of not paying the girl back (actually my roommate had assured me he would pay her since he owed me money) but he told the cops nothing. How do fix this? I don’t want to get in trouble and I’m scared. I want to make this right. Am I going to jail?

Asked on August 19, 2011 California

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

If what you say happened was the result of an honest mistake, then there was no criminal untent upon your part. Hopefully the person who gave you the consent to use his credit card will support you concerning any police investigation.

What is somewhat unsettling is why did your friend have a credit card in his wallet that belonged to one of his employees? What needs to be done is have the $72.00 charge on the employee's credit card reimbursed to him or her and that the employee sign and date a document agreeing to the payment and that the use of his credit card was the result of an honest mistake.

Having that document in hand in the event of any police investigation will be of great assistance to you.

Good luck.


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