Uninsured and “On the clock”
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Uninsured and “On the clock”
My wife was running an errand for her employer in our personal vehicle and was hit in a private parking lot. Our insurance had expired. The other person’s insurance company is now contacting us to pay them the amount of their loss when the accident seems to have been the fault of their driver. There were no tickets issued since this all occured on private property. Is my wife’s employer at all liable for any of this (including the damage to our car) and how do we dispute the claim that my wife was at fault?
Asked on May 22, 2009 under Accident Law, Illinois
Answers:
MD, Member, California Bar / FreeAdvice Contributing Attorney
Answered 14 years ago | Contributor
Your wife, knowingly without insurance, drove her vehicle for an errand for her work? I think I answered or helped guide this answer from an earlier posting but here goes:
1. Does your state require insurance? If so, then your wife shouldn't have been driving in the first place.
2. What does your wife's employer say? Does the company take any responsibility?
3. It appears whether or not you like it, you may be stuck with this one. Contact the Illinois Dept of Labor and inquire regarding such issues and also contact an accident attorney who has experienced with employment related accidents. Try www.attorneypages.com.
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