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i was in an accident that was not my fault when i called into my insurance i foumd out it had lapsed i don’t know what to do i live in pa
Asked on June 4, 2009 under Accident Law, Pennsylvania
L.M., Member, California Bar / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
If the accident was not your fault, did you get the insurance information from the at-fault party? You should contact them and make a claim for your damages and any injury you have. Insurance companies typically give you notice before your policy lapses, that you are late with a premium payment. Then there is a grace period. Check the dates. If you received notice and didn't pay, and your policy lapsed, sorry, you are not insured and will have to ask to be reinstated.