What are my rights if my truck was stolen from an auto repair shop?

UPDATED: Oct 1, 2022

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What are my rights if my truck was stolen from an auto repair shop?

I spent half of my saving on it and it got stolen 2 days after I left it at a auto repair shop. They have video surveillance of when it was stolen from the front parking lot in the shop. It was at 1:34 am when it was stolen. The video which is facing the front of the truck conveniently only shows the passenger side. The It was taken within 30 seconds with no broken glass. I signed a document stating the following:

Asked on April 16, 2018 under Insurance Law, Colorado


S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 4 years ago | Contributor

You can sue the auto repair shop for negligence.  Negligence is the failure to exercise due care (that degree of care that a reasonable auto repair shop would have exercised under the same or similar circumstances to prevent foreseeable harm).  Your damages (monetary compensation you are seeking in your lawsuit) would be the value of your truck.
Prior to filing your lawsuit against the auto repair shop, it may be possible to settle the case with the auto repair shop's insurance carrier.  Your claim with that insurance carrier would be for the value of your stolen truck.
If the case is settled with the auto repair shop's insurance carrier, NO lawsuit is filed.
If you are dissatisfied with settlement offers from the auto repair shop's insurance carrier, reject the settlement offers and file a lawsuit for negligence against the auto repair shop.

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