small business liability

UPDATED: Oct 1, 2022

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small business liability

I started building unique lamps and selling them at craft fairs, farmers markets etc. Do I need to take any steps to protect myself from liabilities?

Asked on September 25, 2017 under Business Law, Kansas


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

1) Set up an LLC (limited liability company) and conduct the business through it: having an LLC will protect you personally (and your personal assets) from the vast majority of business- or product-related liability. You should be able to file and create an LLC online, through your state's department of state (Secretary of State). Here's a link that may provide useful information:
2) Have liability insurance for your business to defend it and/or pay for any judgments. Business liability insurance can be surprisingly inexpensive, especially if you take a high deductible. Contact a reputable insurnace agent or broker to discuss.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

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