should my son accept the insurance offer and does he have pay blue cross back the whole amount of 50,000.00 or a percentage/

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should my son accept the insurance offer and does he have pay blue cross back the whole amount of 50,000.00 or a percentage/

my son was a passenger in his friend’s car in Fl. He has 7 compression fractures and 1 herniation in the cerival. No spinal cord injiny the insurance offer is 100.000.00. This is the total amount of his declaration papge.Can we get more from Progressive? Can we limit the amount to pay back Blue Cross for medical bills that thye paid?Do you have the forms?

Asked on May 14, 2009 under Accident Law, Florida

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

MY gosh, get him to a Florida Personal Injury lawyer or auto accident lawyer immediately. It is insane to deal with an insurance company by yourself when there is serious personal injury. 

Even if the driver's insurance company throws in the policy limits, as they seem to be doing here, there may be other sources of recovery, and the medical bills often can be negotiated downward, leaving more for your son.

If there is little prospect for collecting more, an auto accident lawyer will tell you quickly; just make sure you don't agree to pay the lawyer if s/he can not better the current offer. AttorneyPages.com lists many terrific Florida auto accident, insurance and personal injury lawyers.


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