Should I talk to the IC’s Investigator

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Should I talk to the IC’s Investigator

I hurt my thumb @ work. IC Dr’s said it was arthrit. I went to a QME who reported I need a fusion & it is a industral injury. IC adj. sent me a check for back disability, (from time of QME appt.) & a list of MPN Dr’s I could choose. I picked 1 & now she won’t schedule a appt. until I see her Investigator again. She wants my medical past, which I have none, I haven’t been to a Dr. since 1979 & that was ER for a broke pinky. My thumb gets worse everyday & more painful. I don’t know what to do. Please, any advice greatly appreciated. Thanks for your time. Sincerely

Asked on June 2, 2009 under Insurance Law, California

Answers:

L.M., Member, California Bar / FreeAdvice Contributing Attorney

Answered 14 years ago | Contributor

I don't think it would be a problem for you to talk to the investigator.  You don't have anything to hide.  They are looking for a pre-existing injury or condition.  Note that even if you had arthritis, you can hurt your thumb at work and worsen its condition, so that wouldn't preclude a claim; it might make it worth less, though. 


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