Should I take legal action when an employer did not cover my bill?

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Should I take legal action when an employer did not cover my bill?

In July 2019, I cut my finger open with a bread knife at work and had to get stitches in urgent care. My employer, who has an insurance policy was supposed to cover the expensive as I do not have health insurance. I have since left but I keep receiving the bills. Nothing has been played on the employers part. I’m not sure what to do.

Asked on October 3, 2019 under Employment Labor Law, Maryland

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

There is no much you can do. Your employer is NOT automatically required to cover your medical bills, even if you were hurt at work--the employer is not your insurer. They would be liable for the bill only if you can show that the employer was at fault in causing the injury, which does not sound like it was the case if you cut your own finger open with a bread knife you were using. If the employer was not being negligent or unreasonably careless in some way and the accident occured due to your own carelessness, you are responsible for your own medical bill. And even if they were at fault in some way, if they do not voluntarily pay, you'd have to sue them for the money, which may or may not be worthwhile.


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