If I was at fault for an accident, should I release my coverage limits to the other party’s attorney?

UPDATED: Aug 5, 2011

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If I was at fault for an accident, should I release my coverage limits to the other party’s attorney?

I was involved in an accident 2 months again that was my fault. The attorney of the other party has requested the limit that my insurance company is covering. The other person’s medical bills are getting close to what my limit is. Should I release this information? What would the benefit be if there is any?

Asked on August 5, 2011 California


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

If you have insurance, why are you dealing directly with the other attorney? Your insurance company, or their legal department or lawyer(s), should be the one talking to the lawyer for the plaintiff.

Hopefully, you have already long since notified your insurer of the potential claim and the accident. If so, you can just refer the lawyer to them and let them handle this (it's their job, and they're much more experienced at it than you). If you haven't told your insurer yet, so so IMMEDIATELY--most insurnace policies require immediate notice of potential claims or liabiltyk and delaying notice can potentially result in the insurer disclaiming (i.e. denying) coverage to you.

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