What to do in court about driving without insurance?

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What to do in court about driving without insurance?

I was driving my boyfriend’s car and I rear-ended another driver who had  insurance. The police officer took my driver’s license and gave me a notice to appear in court. So, I was wondering should I just gave the clerk of the court and give a written plea of guilty or just show up in court and plead guilty? Before I go to court should I have SR-22 insurance? I just want to know what to do so I can get my driver license back?

Asked on October 21, 2011 under Accident Law, Illinois

Answers:

Mike Harvath / Harvath Law

Answered 10 years ago | Contributor

     Hi.  I am an Illinois attorney that handles auto accident cases and other issues arising from auto accidents.

     You are likely facing a suspension of your driver's license for driving without insurance, and the fact that an accident occurred may subject you to further criminal penalties.  An attorney could very likely negotiate with the prosecutor in order to arrange some type of plea agreement that could potentially lessen the criminal sanctions that would result from a conviction, and work to get your license back.

     You will also be personally liable for the cost of the damage to the car that you hit.  This is called "restitution" and the court can impose sanctions that will require you to pay for the amount of the assessed damage to the car you hit.  If the other party received injuries or obtained any medical treatment, you will also be responsible for these costs, if they file suit against you.  This is not a situation you should deal with on your own, as the sanctions for driving without insurance are fairly substantial in Illinois.

     For convenience, I can also be reached via e-mail at mth2000@yahoo.com.  Website-www.harvathmissouriillinoislawyers.com.

NOTE: This answer is for educational purposes and does not constitute legal advice.  The use of this site does not create an attorney-client relationship or privilege between the user and the attorney responding.


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