How do I get my ex to pay off his share of credit card debt?

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How do I get my ex to pay off his share of credit card debt?

I let my ex-boyfriend use my credit card. Now we aren’t together anymore and don’t want him to have any access to my password nor do I want him to know what I do with my card. He’s refusing to pay if I don’t send him a monthly statement. I feel he doesn’t need to have one since we both know exactly what we owe. He just that he wants to have control over me and see what I do. I would like to know what my rights are? I already sent him all the information for the payments.

Asked on August 18, 2011 New York

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

The main question is, what was the agreement when you let him use the card? If the agreement was that it was essentially a loan and he would repay, you may enforce that; but if you were letting him use the card as a gift, he has no obligation to repay (for example: if you buy your significant other dinner as a sign of affection, he does not need to repay you for it--it was a gift).

Assuming there was an agreement to repay, as stated, you can enforce it--but will have to sue him for the money if he doesn't repay voluntarily. You'd need to prove the existence and terms of the agreement (including by testifying to it, if it was oral or verbal) and also prove which charges were his. You could try suing in small claims court to reduce the cost. Good luck.


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