New York Homeowners Need Not Pay Insurance Deductibles for Hurricane Sandy Damage

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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New York Governor Andrew Cuomo has just informed the New York State Department of Financial Services that deductibles will not be triggered for homeowners suffering damage from Hurricane Sandy because Sandy was not a hurricane by the time it made landfall. This means that New York homeowners will not have to pay deductibles for the damage to their homes. This comes as a great relief for downstate homeowners, many of whom typically have hurricane insurance with a deductible that is between 1-5% of the value of their home.

The Department of Financial Services is responsible for monitoring insurance companies to make sure that claims are handled properly and in a timely manner. Visit the DFS site for more information about the Department of Financial Services, including how to file a complaint against an insurance company regulated by the DFS.

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