my wife purchased a camper before we were married. if she lets it be repo’d will it hurt my credit also.

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my wife purchased a camper before we were married. if she lets it be repo’d will it hurt my credit also.

Asked on May 31, 2009 under Real Estate Law, Louisiana

Answers:

J.M.A., Member in Good Standing of the Connecticut Bar / FreeAdvice Contributing Attorney

Answered 14 years ago | Contributor

When your wife bought the camper she executed a contract with only her signature (or at least not yours).  Therefore, if she fails to pay for the camper only the people who signed the contract can be held liable.  Since you were not a signatory to the contract, your credit cannot be affected.


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