If my step-daughter purchaseda car from me, and was then at-fault for an accident, who’s responsible if the insurance was still in my name??
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
If my step-daughter purchaseda car from me, and was then at-fault for an accident, who’s responsible if the insurance was still in my name??
Asked on April 16, 2011 under Accident Law, Georgia
Answers:
MD, Member, California Bar / FreeAdvice Contributing Attorney
Answered 13 years ago | Contributor
You both are responsible for damages and lawsuits arising out of the accident (out of pocket for the costs that go beyond your insurance coverage payouts or what the insurance won't cover). Even though your step-daughter owns the car because she purchased it from you, the insurance was still in your name, and that may be a problem if the car title was in her name. Insurance companies may not cover either one of you if she isn't on the insurance as well, because those companies consider this a type of insurance fraud. Check your state's requirements for insurance coverage and check your policy to see if the insurance won't cover the damage if the car was driven by an uninsured driver.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.