What are my right regarding an insurance claim investigation?

Get Legal Help Today

 Secured with SHA-256 Encryption

What are my right regarding an insurance claim investigation?

My motorcycle was stolen out of my apartment building’s gated underground garage. I filed a police report and made a claim with my insurance company. Now they are sending an investigator to my residence to meet with me. I understand they need to investigate all claims but I want to know my rights. I would feel more comfortable meeting at a public spot and what information am I legally required to provide. I have no issue cooperating but I also do not want them invading my privacy.

Asked on June 10, 2015 under Insurance Law, California

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

Unless you are subpoenaed or they use some other court or legal process, you don't have to speak with them or share any particular information; but if you don't, they may refuse to pay your claim due to your breach of your obligation to cooperate as well as due to the reasonable suspicion such non-cooperation raises. If you were involved in the theft in some way, you may have good reasons to not cooperate--just understand that will affect your claim.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

 Secured with SHA-256 Encryption