My husband & I recently lost our home to foreclosure. We had 2 mtgs on the house. The 2nd company has a lien on us & continues to call us.
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My husband & I recently lost our home to foreclosure. We had 2 mtgs on the house. The 2nd company has a lien on us & continues to call us.
We’re not sure what we can legally do? We no longer own the property and are still having money problems. The company is Harrassing me @ work.
Asked on May 12, 2009 under Real Estate Law, Pennsylvania
Answers:
MD, Member, California Bar / FreeAdvice Contributing Attorney
Answered 14 years ago | Contributor
Yup, the second company in line still is owed money so the company has a right to come after you. What you need to do is the following:
1. Contact a bankruptcy attorney in your state to determine what avenues you have -- I am not saying you should file bankruptcy. I am saying that a bankruptcy attorney may know of other avenues.
2. You can also try (with advice and consent of counsel) to file a consumer complaint through your state's Banking Department to determine if anything could be negotiated.
For a bankruptcy, try www.attorneypages.com.
For the Pennsylvania Department of Banking: http://www.banking.state.pa.us/
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