My husband & I recently lost our home to foreclosure. We had 2 mtgs on the house. The 2nd company has a lien on us & continues to call us.

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My husband & I recently lost our home to foreclosure. We had 2 mtgs on the house. The 2nd company has a lien on us & continues to call us.

We’re not sure what we can legally do? We no longer own the property and are still having money problems. The company is Harrassing me @ work.

Asked on May 12, 2009 under Real Estate Law, Pennsylvania

Answers:

MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

Yup, the second company in line still is owed money so the company has a right to come after you.  What you need to do is the following:

 

1. Contact a bankruptcy attorney in your state to determine what avenues you have -- I am not saying you should file bankruptcy.  I am saying that a bankruptcy attorney may know of other avenues.

2. You can also try (with advice and consent of counsel) to file a consumer complaint through your state's Banking Department to determine if anything could be negotiated.

For a bankruptcy, try www.attorneypages.com.

For the Pennsylvania Department of Banking: http://www.banking.state.pa.us/


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

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