If my husband received a summons and complaint for a medical bill, can we just pay it to the collections agency or do we have to get an lawyer and go through the courts?

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If my husband received a summons and complaint for a medical bill, can we just pay it to the collections agency or do we have to get an lawyer and go through the courts?

I’m not sure what to do next?

Asked on December 10, 2012 under Bankruptcy Law, Michigan

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

You can offer to pay it to the collections agency; they can accept your payment and dismiss the action. If you want to do this, ask them to provide some evidence that they either now own the debt or are representing the doctor or hospital (that is, that they have the right to collect the money ) and--very important!--make sure that you get a settlement agreement in writing, under which they agree in writing to dismiss the case, that you have paid all amounts you owe, and they will not sue or take other action against you for this bill.


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